The Sub Prime Credit Thread - Part IV

fairmorn308

i tryed to contact my employer but got voicemail so will speak to them 1st thing on monday but am not happy about this at all.

anyway in the last week i have been able to pay off 3 of my credit cards, Capital one / MBNA / Vanquis just leaves me the flybe one to do but wont take long.

Innocent_Guy

never-in-doubt wrote: »

Yep totally different page now and also asks for more info, PLUS they do say they will give an instant decision before you apply.... https://letmechoose.barclaycard.co.uk/

OMG OMG!!


Your application has been successful and we are delighted to welcome you to Barclaycard. You will receive your card within the next 5 working days. When your card arrives, please sign it immediately and then call the activation number on the front of your card so you can start using it straight away.
You can manage your account with our online account services. Once registered if you would like to transfer a balance from your other credit or store cards, you can apply to do this at https://www.barclaycard.co.uk
Any questions
If you have any queries regarding your application, call us on 0844 811 9151 (call charges info). Please quote your name and postcode; this will help us to access your application details more quickly.

kilasuit

Innocent_Guy wrote: »

OMG OMG!!


Your application has been successful and we are delighted to welcome you to Barclaycard. You will receive your card within the next 5 working days. When your card arrives, please sign it immediately and then call the activation number on the front of your card so you can start using it straight away.
You can manage your account with our online account services. Once registered if you would like to transfer a balance from your other credit or store cards, you can apply to do this at www.barclaycard.co.uk
Any questions
If you have any queries regarding your application, call us on 0844 811 9151 (call charges info). Please quote your name and postcode; this will help us to access your application details more quickly.

which card did you apply for?

Innocent_Guy

kilasuit wrote: »

which card did you apply for?

Initial..... Seems the pre-app check is more reliable now equifax is searched.....

kilasuit

Innocent_Guy wrote: »

Initial..... Seems the pre-app check is more reliable now equifax is searched.....

so on the up and up eh?

Zack1

Innocent_Guy wrote: »

OMG OMG!!


Your application has been successful and we are delighted to welcome you to Barclaycard. You will receive your card within the next 5 working days. When your card arrives, please sign it immediately and then call the activation number on the front of your card so you can start using it straight away.
You can manage your account with our online account services. Once registered if you would like to transfer a balance from your other credit or store cards, you can apply to do this at www.barclaycard.co.uk
Any questions
If you have any queries regarding your application, call us on 0844 811 9151 (call charges info). Please quote your name and postcode; this will help us to access your application details more quickly.

What percentage did the app checker give you before you decided to apply?

I've emailed them about it not being able to find me, I swear i'm not off the electoral roll.....

Innocent_Guy

kilasuit wrote: »

so on the up and up eh?

Seems that way matey.... I though all my credit accounts would be showing as zero ( As I have paid them all ) however just checked and I have balances on all of them ( according to credit files anyway ) I wonder if this will affect my limit.....

Innocent_Guy

Zack1 wrote: »

What percentage did the app checker give you before you decided to apply?

I've emailed them about it not being able to find me, I swear i'm not off the electoral roll.....

70-80%. It usually states the "sorry we cannot offer you a facility at the moment"

I don't think the E/R will have anything to do with it. What address are you using?

Innocent_Guy

OMG Again.

Just applied for the silver card ( Sygma and got )

Congratulations!
Your application has been accepted.

What happens next? We will issue you with a card and PIN within 7-10 working days.

Your application reference is given below. Please write this down and quote it if you need to contact us.

You can reach us on 0871 376 9224. We are open:

Monday to Friday 8.30am - 9.00pm
Saturday 8.30am - 7.30pm
Sunday 10.00am - 6.00pm
Calls to 0871 numbers will cost 7p per minute (including VAT) from BT landlines (current at December 2009). Cost of calls from non-BT landlines and mobile phones will vary. Please check with your phone provider. Calls may be monitored or recorded for the purpose of quality control.

Your application reference number is: X

Zack1

Innocent_Guy wrote: »

70-80%. It usually states the "sorry we cannot offer you a facility at the moment"

I don't think the E/R will have anything to do with it. What address are you using?

Ah, that's what I got the other week, I was getting 70% before on CC though....

I don't know, the message about it not being able to locate me said to check that but I don't think I have been removed, and everything else has worked.... I'm using my "home" address, where I was before uni

Innocent_Guy wrote: »

OMG Again.

Just applied for the silver card ( Sygma and got )

Congratulations!
Your application has been accepted.

What happens next? We will issue you with a card and PIN within 7-10 working days.

Your application reference is given below. Please write this down and quote it if you need to contact us.

You can reach us on 0871 376 9224. We are open:

Monday to Friday 8.30am - 9.00pm
Saturday 8.30am - 7.30pm
Sunday 10.00am - 6.00pm
Calls to 0871 numbers will cost 7p per minute (including VAT) from BT landlines (current at December 2009). Cost of calls from non-BT landlines and mobile phones will vary. Please check with your phone provider. Calls may be monitored or recorded for the purpose of quality control.

Your application reference number is: X

Haha, well done! Hopefully you get some nice limits!!