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The Sub Prime Credit Thread - Part IV

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  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    Sam2009 wrote: »
    Thanks - beats waiting for 7 years with the Halifax to still be told no !!

    Wish they had told me this all them years ago, I would prob be more sorted by now.



    I have an halifax cashcard aco!!!! for about 16 years, during that time I ahve had 4 mortgages, credit cards from other companies, current accounts with full facilites with other banks and halifax still only give me a electron card,


    When we entered IVA in 2005 we needed a account we had no debts with so used the halifax account, in 2008 IVA paid off, they would still not give us a current account so changed to Ulster Bank with full facilities.

    We keep the halifax account for the electron card for flights only now lol
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    cifpower wrote: »
    My Ulster Bank card has a picture of the Bull Ring in Birmingham at night on it and a few shop assistants have remarked how lovely it looks.

    They noticed the picture but did they notice the " ulster bank" name lol
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • cifpower
    cifpower Posts: 6,502 Forumite
    doelani wrote: »
    Niooooooooooooo stay away formt he phone !!!!!
    They said no. No reason given. :(
  • cifpower
    cifpower Posts: 6,502 Forumite
    seeya23 wrote: »
    you live in Birmingham dont you cif
    Just moved there in September
  • cifpower
    cifpower Posts: 6,502 Forumite
    doelani wrote: »
    I have an halifax cashcard aco!!!! for about 16 years, during that time I ahve had 4 mortgages, credit cards from other companies, current accounts with full facilites with other banks and halifax still only give me a electron card,


    When we entered IVA in 2005 we needed a account we had no debts with so used the halifax account, in 2008 IVA paid off, they would still not give us a current account so changed to Ulster Bank with full facilities.

    We keep the halifax account for the electron card for flights only now lol
    The only reason I have an Easycash account is for the Visa Electron so I can book flights without the extra charges.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    cifpower wrote: »
    Just moved there in September


    do you like it ????
  • cifpower
    cifpower Posts: 6,502 Forumite
    seeya23 wrote: »
    do you like it ????
    I do. I am glad I moved away from Belfast as I had a feeling it was starting to slip back to its bad old ways.
  • seeya23
    seeya23 Posts: 2,330 Forumite
    i went to Belfast with work a 8 years back had a good time in the pubs
  • cifpower
    cifpower Posts: 6,502 Forumite
    seeya23 wrote: »
    i went to Belfast with work a 8 years back had a good time in the pubs
    Yes, I took my friend to Belfast from Brum last year and he had a great time in the pubs (especially The Crown) too :D
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    cifpower wrote: »
    They said no. No reason given. :(

    you should have listened to me lol

    how long did you have it before first increase? I will have mine 7 months when I go on holiday and may want limit increased ebfore that
    TOTAL 44 weeks lose. 6st 9.5lb :T
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