The Sub Prime Credit Thread - Part IV

Sam2009

Thanks Will try another bank after Christmas now I think. Do you know how long other banks usually take to upgrade your account providing you keep your account in credit etc ?

cifpower

You normally have to wait 6 months to 1 year

Sam2009

Thanks - beats waiting for 7 years with the Halifax to still be told no !!

Wish they had told me this all them years ago, I would prob be more sorted by now.

doelani

cifpower wrote: »

The last 3 times I asked for an increase. I am going to wait now for an automatic increase.

I see, do not really need it so will just leave it lol

cifpower

doelani wrote: »

I see, do not really need it so will just leave it lol

I'm actually tempted to ring them and ask for an increase now!

seeya23

got my new passport today all need now is my my window 7 to come today from tesco

doelani

Sam2009 wrote: »

My theory is that anyone else who has struggled getting mainstream credit will know that you are in exactly the same boat as them so have a vanquis card ....

By anyone if you mean shop assistanats etc, they do not look at who isued the card. I worked in retail for years and if anyone had asked me what type of card a customer had I would not have been able to say apart form a credit card lol People pay even less attention now since chip and pin.

doelani

cifpower wrote: »

I'm actually tempted to ring them and ask for an increase now!

Niooooooooooooo stay away formt he phone !!!!!

cifpower

doelani wrote: »

By anyone if you mean shop assistanats etc, they do not look at who isued the card. I worked in retail for years and if anyone had asked me what type of card a customer had I would not have been able to say apart form a credit card lol People pay even less attention now since chip and pin.

My Ulster Bank card has a picture of the Bull Ring in Birmingham at night on it and a few shop assistants have remarked how lovely it looks.

seeya23

you live in Birmingham now dont you cif