The Sub Prime Credit Thread - Part IV

fairmorn308

never-in-doubt wrote: »

Exactly mate, you will claim for the amount owing, plus interest at 8% on the amount owing plus the claim form costs. You would use the premise that they stated they would issue a cheque on XX Date which was never received. Don't dwell too much on the fact you had it and returned it, just state you never received the cheque.

Ok Will file a claim tonight with money claims. So i will claim for 8% since they said would issue the cheque or 8% from when i won the claim as its been like 2yrs since i won

sutton111

seeya23 wrote: »

i got a littlewoods account last month with a limit of £500

Well done

Have you tried for a prime product yet?

seeya23

sutton111 wrote: »

Well done

Have you tried for a prime product yet?

still got them 2 ccjs holding me back 15/8/ 2013 and im free

sutton111

Zack1 wrote: »

Referred (or good as), said something about 7 to 10 days. I assumed it was a decline as they'd rejected me once, but getting the card in the post was a nice surprise!

How Long did the card take to arrive?

sutton111

seeya23 wrote: »

still got them 2 ccjs holding me back 15/8/ 2013 and im free

What do you have now then?

seeya23

sutton111 wrote: »

What do you have now then?

Zack1

sutton111 wrote: »

How Long did the card take to arrive?

I can't remember exactly, I know it wasn't long. I got it on 9th November but don't have a record of when I applied. Plus all my post is redirected so takes an extra day or 2 to get here. It wasn't more than 2 weeks though, and I was referred so would've had to go through extra checks/underwriters manual assesments etc, but as you were approved outright you should get yours quicker

davethorp

Braved my credit report (equifax) for first time in a while as thought there may be something big and nasty as Sygma have moved from a "we'll think about it and then tell you to sod off" when I apply for further cards with them to a "la la la la la la la we are not listening la la la la la" despite my accessory card with them being run well.

Nothing too scary on it anyway and not as bad as I thought it was. Tons of green zeros from sygma, natwest and O2 anyway!

seeya23

mine took 5days to come but capone is in nottingham ( apply mon come on sat)

sutton111

seeya23 wrote: »

What credit cards and stuff!