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Halifax reward current account

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  • debbie42
    debbie42 Posts: 2,586 Forumite
    rb10 wrote: »
    No, any credit to the account qualifies, regardless of where it comes from.

    I thought that internal transfers (e.g. from savings accounts, though not sure of the type) didn't generate the reward, although share transaction payments did.

    I'll have to double check my statements.
    Debbie
  • anselld
    anselld Posts: 8,633 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    deefadog wrote: »
    Thanks for the info. I'll have to ring them, surely they can oblige if me & the wife are moving all our business away from Barclays to them, they should welcome us with open arms!

    We would need in total -

    4 current accounts - 2 each, one for salary and one for spare cash (these would not have to be a reward account)

    2 joint current accounts, one for bills and one for food shopping.

    I can't compromise as this has worked very well for us, we know exactly what we have each month.

    You can try by all means, but I think there is a limit of three current accounts per customer, joint, sole, reward or otherwise.
  • anselld
    anselld Posts: 8,633 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    debbie42 wrote: »
    I thought that internal transfers (e.g. from savings accounts, though not sure of the type) didn't generate the reward, although share transaction payments did.

    I'll have to double check my statements.

    Yes, internal transfers are def OK.
  • td_007
    td_007 Posts: 1,212 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    deefadog wrote: »
    I can't compromise as this has worked very well for us, we know exactly what we have each month.

    They have become strict - you can have only one Reward joint and one Reward sole account in you name i.e. 3 Reward accounts between 2 people. However, you could open an Everyday a/c which does not give you £5 and does not have £1000/month funding rule. You can manage all these account online with a single login so it is all very convenient.
  • rb10
    rb10 Posts: 6,334 Forumite
    deefadog wrote: »
    We would need in total -

    4 current accounts - 2 each, one for salary and one for spare cash (these would not have to be a reward account)

    2 joint current accounts, one for bills and one for food shopping.

    The Reward account limit is one single and one joint per person, so this would cover three of your accounts.

    The other accounts would have to be Current Accounts - identical in every way to the Reward account except that you won't get the £5 Reward. Still, you'll get £15/month between the two of you, so can't complain too much!
  • deefadog
    deefadog Posts: 2,192 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks guyz, that's great! I'll go in the weekend into a branch to do this. once open, i'll put some money in as advised and leave for a few days and make sure it's all up and running, then i switch the DD's, salary etc next month as most come out on the 1st-4th of the of the month.
  • noh
    noh Posts: 5,817 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    anselld wrote: »
    You can try by all means, but I think there is a limit of three current accounts per customer, joint, sole, reward or otherwise.

    No I don't think there is any overall limit.
    I certainly have more than 3 current accounts with Halifax.
  • deefadog
    deefadog Posts: 2,192 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Got an appointment tomorrow, she was fine about the number of accounts we needed so i'll find out more tomorrow.

    btw - with halifax is there a pin sentry device you have to use like Barclays or is it just usual login details?
  • anna42hmr
    anna42hmr Posts: 2,886 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    deefadog wrote: »
    Got an appointment tomorrow, she was fine about the number of accounts we needed so i'll find out more tomorrow.

    btw - with halifax is there a pin sentry device you have to use like Barclays or is it just usual login details?

    just online log in details, no pin machines etc yet anyway
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • deefadog
    deefadog Posts: 2,192 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks and thankgod! :)
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