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Where to get a VISA Electron card?

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  • FB13
    FB13 Posts: 156 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I don't want to cross post, but I posted in the basic bank account thread about my problems opening a BoS easycash account and how I ended up with three of them. If you're having problems with the online application, just because BoS tells you they don't have your application doesn't mean that they don't have it.
  • book12 wrote: »
    Credit check in a basic bank account context, means ID, address, and CIFAS check. No credit scoring is needed.

    You only need one piece of ID to open this account (applying by post - can't open in branch). Alternatively, you could apply for it online.

    you need TWO pieces of id actually, online i applied for one they send you something in the post requesting information after you applied, took quite a few weeks to get this response it does say on website it will take longer than 7 days due to huge demand.
    My Signature is MY OWN!!
  • book12
    book12 Posts: 2,557 Forumite
    you need TWO pieces of id actually, online i applied for one they send you something in the post requesting information after you applied, took quite a few weeks to get this response it does say on website it will take longer than 7 days due to huge demand.

    Looks like they changed the rules then.

    I remember when I got the application pack a few years ago, the leaflet about ID says send one piece of ID.
  • I have been on a few ryanair flights lately and likely to go on alot more. I'm looking at getting an electron card for obvious reasons and have come accross the post office travel card would anyone recommend this one?

    Thanks Dave
  • cifpower
    cifpower Posts: 6,502 Forumite
    I would opt for the Halifax Easycash account. You get an Electron card and best of all it's free!
  • Applied for a card, heard nothing for 1 week - ten days, i.e. no confirmation email. in the post today i get an electron card plus my banking details. They're obviously quite busy folks so be patient. I go a halifax easycash account btw.
  • There was an article on BBC Moneybox on Sat 28th that some suppliers are phasing out Electron: http://news.bbc.co.uk/1/hi/business/8384034.stm

    For anyone waiting or struggling to find a provider urgently - why wait? I signed up for and loaded up an Entropay card and bought the flights within 10 mins. Cost: £3 Saved: £40 (so £37 saved)
    http://www.moneysavingexpert.com/travel/beat-budget-airline-charges#avoid

    Of course, it's better to avoid the "loading fee" of Entropay if you're buying loads, but for one-off emergency purchase it's great.
  • ermepb
    ermepb Posts: 34 Forumite
    cifpower wrote: »
    I would opt for the Halifax Easycash account. You get an Electron card and best of all it's free!
    This is true, but keep in mind that Halifax charges quite highish fees when using your Halifax card to pay in non-Sterling currency (no matter whether Halifax debit card or Electron card).

    "the exchange rate we use to convert the payment or withdrawal to sterling will include a conversion fee of 2.75%. We will also charge a fee of £1.50 for each payment or withdrawal."
    (see the PDFs on http://www.halifax.co.uk/HelpCentre/tandcbrochures.asp)

    Example: You buy a Ryanair flight to Stansted. Ryanair usually charges the price in the currency of the airport you are starting from, i.e., in euros. A 5€ flight will cost £4.50 plus £1.50, making £6.00. I know, not a big deal, but I once bought a computer program for my mobile for $1 and ended up paying more to Halifax than to the programmer...
  • oxenryd
    oxenryd Posts: 478 Forumite
    Originally Posted by Dr Cuckoo3
    Your bank and bank card does say something about the kind of person you are: Big 4 banks=sheep;),Santander=someone who doesnt mind incompetence:p,COOP=Ethical views,a campaigner:cool:,First Direct/Coventry=someone who thinks they are better than others:o,NI Bank card when living on the mainland=Aspergers :D
  • I got myself a Post Office Travel Card Visa Electron ages ago incase I wanted to fly Ryanair, but I haven't used it. Can I check balance and transactions online if I use it in the shops to buy goods ? Thanks.
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