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Where to get a VISA Electron card?

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  • paddytt wrote: »
    Thanks for all the answers. I hope the following is useful to someone:

    3. I rang A&L - they have agreed to "downgrade" my VISA Delta to an Electron card
    TT

    Thanks very much for this info.
    I have just very reluctantly paid ryanair £16 charges for £4 flights, which is why I am searching for this information.
    I will now phone A&L and ask them to downgrade my Visa card, which they upgraded from Electron of their own volition. They said at the time I didn't have a choice.
    :T
  • Foxy1075 wrote: »
    I'm also going to apply for a co-op cashminder (with electron card), in order to save dosh on future ryanair flights. Just booked two return flights for two adults to and from France in October, at a very reasonable £36. However if I had the electon card already, and paid for the same flights with it I'd have only paid £20. I make that an 80% surcharge for paying by Credit Card!
    As an aside, anyone know of any other companies other than Ryanair where if you pay by Visa Electron you won't pay a booking fee? :question:

    I've got my card through now, and topped it up via the Post Office (Easy!)

    Still wondering if anyone else knows of any other companies other than RyanAir where if you use your Electron Card you pay less though, and nobody has suggested anyone yet!

    There must be at least one company out there fellow moneysavers!?

    Foxy. ;)
  • Foxy1075 wrote: »
    Still wondering if anyone else knows of any other companies other than RyanAir where if you use your Electron Card you pay less though, and nobody has suggested anyone yet!

    There must be at least one company out there fellow moneysavers!?

    Yes there is another company where Visa Electron is cheaper than using a normal debit card (Visa Debit or Maestro etc). That company is Easyjet.

    Unlike Ryanair Easyjet does not charge precisely the same extra fee for using a debit card as a credit card (that is just plain stupid as people can get 1% cashback on some credit cards and will so use them in preference to their debit card, even though the credit card transaction actually costs Ryanair far more money than Maestro or Visa Debit) but it still charges an extra fee (£1.75 extra on the return booking I am looking at compared to £4.95 extra for credit card) compared to no extra fee at all if Visa Electron is used for the purchase. But obviously Ryanair's £8 debit card surcharge on a return booking per passenger is far worse than the £1.75 charged by Easyjet

    I think someone also mentioned the tour operator XL were charging extra, even for using a debit card, but of course they have now gone bust and I don't know if you could avoid the debit card charge with them by using Visa Electron.
  • have just applied for a co-op electron account did it over the phone very quick :j
  • Foxy1075
    Foxy1075 Posts: 40 Forumite
    Yes there is another company where Visa Electron is cheaper than using a normal debit card (Visa Debit or Maestro etc). That company is Easyjet.

    Unlike Ryanair Easyjet does not charge precisely the same extra fee for using a debit card as a credit card (that is just plain stupid as people can get 1% cashback on some credit cards and will so use them in preference to their debit card, even though the credit card transaction actually costs Ryanair far more money than Maestro or Visa Debit) but it still charges an extra fee (£1.75 extra on the return booking I am looking at compared to £4.95 extra for credit card) compared to no extra fee at all if Visa Electron is used for the purchase. But obviously Ryanair's £8 debit card surcharge on a return booking per passenger is far worse than the £1.75 charged by Easyjet

    I think someone also mentioned the tour operator XL were charging extra, even for using a debit card, but of course they have now gone bust and I don't know if you could avoid the debit card charge with them by using Visa Electron.

    Thanks for that NonGeographicalMan. Anybody else got other moneysaving gems out there for saving money using your Electron card? :T
  • Foxy1075 wrote: »
    Thanks for that NonGeographicalMan. Anybody else got other moneysaving gems out there for saving money using your Electron card? :T
    There is an interesting further discussion on Ryanair's possible motivations for making Visa Electron but no other payment cards fee free in the airliners.net discussion forum, although someone there suggests Ryanair are now charging £1 per leg for payments with Visa Electron. This wasn't the case when I wanted to book with them back at the start of August.

    See https://www.airliners.net/aviation-forums/general_aviation/read.main/4127667/
  • benjus
    benjus Posts: 5,433 Forumite
    Part of the Furniture 1,000 Posts
    There is an interesting further discussion on Ryanair's possible motivations for making Visa Electron but no other payment cards fee free in the airliners.net discussion forum, although someone there suggests Ryanair are now charging £1 per leg for payments with Visa Electron. This wasn't the case when I wanted to book with them back at the start of August.

    See www.airliners.net/aviation-forums/general_aviation/read.main/4127667/

    I booked a couple of 1p flights during the Ryanair special offer last week and paid with my Halifax Electron card - £0.01 was charged to my account each time.
    Let's settle this like gentlemen: armed with heavy sticks
    On a rotating plate, with spikes like Flash Gordon
    And you're Peter Duncan; I gave you fair warning
  • benjus wrote: »
    I booked a couple of 1p flights during the Ryanair special offer last week and paid with my Halifax Electron card - £0.01 was charged to my account each time.

    I wish I had known about that offer.:eek:

    Are you going anywhere nice?
  • benjus
    benjus Posts: 5,433 Forumite
    Part of the Furniture 1,000 Posts
    I wish I had known about that offer.:eek:

    Are you going anywhere nice?


    Well they have a £1 offer on this week, so get yourself over to Ryanair.com!

    I'm going to the French Alps (flying to Grenoble) to visit family.
    Let's settle this like gentlemen: armed with heavy sticks
    On a rotating plate, with spikes like Flash Gordon
    And you're Peter Duncan; I gave you fair warning
  • I've just got flights to Dublin for £1 each way, but had to pay £4 per person per flight. Still only £10 each so I don't mind too much but it's not the point is it!

    Only after I'd booked did I think I should look at getting one of these but I thought you had to have a special account (like one of those you have to pay a lot of money into each month. I wish I'd checked here first! Anyway's I've now applied for a Easycash account with Halifax, they have all my other bank accounts so it made sense.

    And next time I go to Dublin I can save myself a few pounds and get a few more drinks when I get there!
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