Improve Money Rules In 50 Words. Suggest easy changes for our politicians

kirsty83_2

Benefits are currently paid every 4 weeks and each benefit seems to be on a different schedule. Why can't all benefits be paid on the same date each month like most wages. That way recipients know when they will be paid and can manage cash flow, direct debits etc as these are all paid monthly. If you want a solvent and working population, help to develop cash management skills and reduce reliance on 'pay day' loans to bridge the gaps.

Mandy_P_3

Each council has it's own flavour of recycling. It needs to be harmonised and take as broad a range of plastics as possible. It will meet government targets and save money on landfill.

MothballsWallet

• Simplify it
• Make the HMRC Chief Executive personally responsible for all their mistakes
• Find and prosecute evaders

barrenelly

dezhez wrote: »

The environmental cost of keeping an old car running is hugely less than the impact of building a new car. Compare the carbon footprint of a new car to the ongoing work needed to maintain an old one. The governments scrappage scheme is a shameful lie which does not provide the true environmental impact of scrapping old with new.

There should be a reduction in road tax annually if you keep the same car upto say 10 years for example.

Quite right, dezhez. I run a 17-year-old Renault Savanna in excellent condition and do 2‑3000 miles a year. A small plastic tailgate panel over the number-plate lights got cracked, MoT wouldn't pass it as it was letting in water. Because of the stupid scrappage scheme there was no longer a single car left like mine in any scrapyard in the country. My garage had to order new from France something that would previously have cost a couple of quid at a breakers' and now cost me £113.

dinaluisa

In order to help clear our country's debt each adult living in the UK could pay £20 as a one off charge. The debt could be halved within one year

alunhughes

The Government's slashing SMI rate to 3.63% has left half its recipients with insufficient to meet their mortgage, yet the rest with more than they need, reducing their capital.

This saving could be better achieved by maintaining the 6.08% rate, only paying what is needed in each and every case.

b4stan

In Denmark, fit people who are on state benefit schemes are asked to clear pavements of ice, thus they contribute to public welfare, gain exercise in fresh air, and are appreciated for their efforts to put something back into society by, in part, earning their benefits. Why not follow Denmark's example in UK?

Dorset_Diver

In everyday life there are problems that are caused by a minority, but time and again politicians find the answers by introducing a financial measure that penalises the vast majority. For example, we have binge drinking by mainly younger people and at worst by a few thousands but the suggested measure to control this is an increase in the price of alcohol that will affect most of the population. It should not be beyond these "clever" politicians to solve these minority difficulties without harming the majority.

Minto13

Numerous polls suggest that overseas development should be cut in line with the financial cuts that are being imposed in the UK. These views are ignored by politicians who are supposedly elected to represent the views of their constituents.
Why ask for views if you intend ignoring them?

barrenelly

alunhughes wrote: »

The Government's slashing SMI rate to 3.63% has left half its recipients with insufficient to meet their mortgage, yet the rest with more than they need, reducing their capital.

This saving could be better achieved by maintaining the 6.08% rate, only paying what is needed in each and every case.

It would be simpler, and fairer, if Support Mortgage Interest paid the actual amount for everybody eligible, instead of an estimated average percentage that for some people overpays and for others, falls short. Some recipients get part of their capital paid, others since changes on 1st October are losing their homes.