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Paid Credit Card account/1st Credit

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  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    And do make sure you send them an itemised invoice for your time, cost of calls, postage etc ;) And put on it that the account must be settled within 30 days otherwise you will commence action to recover the money...

    Oh I'm a wicked one aren't I? ;)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    MrsTine wrote: »
    And do make sure you send them an itemised invoice for your time, cost of calls, postage etc ;) And put on it that the account must be settled within 30 days otherwise you will commence action to recover the money...

    Oh I'm a wicked one aren't I? ;)

    Thats why we like you....:D

    ( I did do this to Nat West. Charged them £35 a letter and gave them the choice of wiping it from the charges, paying me, or going to County Court....it worked a treat. .....Do unto others as they would do unto you!)
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Make it "please find attached a copy of the letter" and yes I would put in a claim for distress caused, and as stated an itemised bill for everything you have had to do (including getting a photo copy of the Barclaycard letter)
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • Well, letter was sent, but I don't honestly expect to hear anything back from Worst Cretins.

    Am hoping Barclaycard will respond though, as sent them a letter too, in response to the letter they sent confirming that I don't owe the account, to express my concern that Worst Cretins won't bother answering my letter to them.
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Reggie256 wrote: »
    Well, letter was sent, but I don't honestly expect to hear anything back from Worst Cretins.

    Am hoping Barclaycard will respond though, as sent them a letter too, in response to the letter they sent confirming that I don't owe the account, to express my concern that Worst Cretins won't bother answering my letter to them.

    I'm not sure you can do much more at the moment - you at least KNOW that you are clear and they can't touch you
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • The_Dragon wrote: »
    I'm not sure you can do much more at the moment - you at least KNOW that you are clear and they can't touch you

    Agreed, though a letter from Worst Cretins confirming what I asked would be somewhat reassuring.
  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    if you tell them that this matter had caused you distress etc ( as above ) they HAVE to reply to you.

    If they dont, then go to the Financial Ombudsman.
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
  • Reggie256
    Reggie256 Posts: 160 Forumite
    Well, heard nothing from either Worst Credit or Barclaycard.

    Feel as if should follow this up, but not sure can be bothered anymore.
  • Reggie256
    Reggie256 Posts: 160 Forumite
    Thought this was all resolved, considering had a letter from Barclaycrap confirming that it was an error on their part.

    Yet today receive letter from Worst Credit chasing the same debt!
    :(

    I'll, obviously, send worst credit a copy of the letter from Barclaycard again, but beyond that - any advice?

    Please?
  • katsu
    katsu Posts: 5,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Report to FOS?
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
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