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Getting out of my comfort zone
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Hi Gill - sounds like you are havings lots of fun, decluttering, craft making and jewellery making / fixing!
It sounds a lot better to have a planned induction too rather than rushing into things... Is this a perm job this time or still a short term contract I can't remember?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »Hi Gill - sounds like you are havings lots of fun, decluttering, craft making and jewellery making / fixing!
It sounds a lot better to have a planned induction too rather than rushing into things... Is this a perm job this time or still a short term contract I can't remember?
Hi SH - this is a proper permanent full time job :jIs he going to move it, in case there's more trouble tonight?
We've just been up to get it, and it wasn't the most comfortable experience - people were clearing up all around. Fortunately we thought to take some ID with us, or suspect we wouldn't have been allowed near.
There will definitely be more trouble tonight, the police have already closed some roads, there have been cars set on fire etc.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Oh dear ... well, I'm glad you've got it. I hope there's no problems around where you are...2023: the year I get to buy a car0
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Hi KC
No there's no trouble here, and I think tbh it is mainly the police being cautious. There were apparently gangs congregating earlier near the Morrisons, but they were soon dispersed. I haven't heard loads of police cars, but that may be because they were already in place.
The stuff earlier was just a few random incidents, and nothing like on the scale as those areas of London.
Hoping for a quiet night.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Abso-tootling-lootly.....2023: the year I get to buy a car0
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Up again at silly o'clock. There's half a gale blowing outside and I forgot to bring the washing in last night, so had to rescue a pair of jeans this morning, that were about to stage an escape over the wall.
Today, I will finish making my bedroom a lovely tidy place. All the random stuff I've bought and put away is now in a nice box on top of the wardrobe, there are 3 boxes for charitizing, and more has been labelled 'potential car boot' but whether I get to do one is another matter. I do have friends who do car boots so may come to a deal with them. Random magazines, that I've kept simply for one article have been thrown, once the article has been saved ~(and the articles themselves will get scanned)
I am also going to 'lay down the law' to DS; I have no intention of working away all week then coming home to tidy up. If I leave the place tidy I expect it to be the same when I get back, or maybe even better. He's been good generally, and is quite handy with a paintbrush.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Lots of tidying done, need to get a new curtain track as mine is just sort of perched on top of the holders; it came away ages ago and I never got round to fixing it.
DS has offered to paint my bedroom for me next week, just a random shade of white(ish) to brighten it up a bit. It's easier now he doesn't have to climb over mountains of junk to get to anything.
I actually came on here for some other reason, and for the life of me I've forgotten what it was.
Back later, when memory restores itself.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
I've remembered
It was this wikipedia entry- and the question of whether I have stepped out of it.
It was this - and the question of whether I have stepped out of it.
Comfort Zone
It is one of those expressions that gets used without really looking into the meaning.
So if I've stepped out of my comfort zone in the last 2 years. Where am I now?Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Its an interesting question. Are you doing things now that you're comfortable with, which you *wouldn't* have been comfortable with before? Then you've expanded the size of your comfort zone.
Are you challenging yourself sometimes with actions and situations that are new to you? Then you're stepping outside your comfort zone - those challenges may themselves expand your comfort zone - in which case you have to start all over again
There's a pithy little phrase that puts all of this onto a survival level - learn or die :cool: thats what our evolutionary forebears had to do, out on the African plains - learn to stand on their two back feet so they could see predators soon enough to do something about it, rather than get munched by said predators ... and when you do that, you get more of your tribe surviving, and that presents another challenge, and off we go again ....
I love evolutionary science. Sorry for the slight hijack!2023: the year I get to buy a car0 -
Brilliant!
And it puts it into perspective.
It also confirms what I said in my very first post on this diary. I had got myself into a comfort zone; I plodded along at work, actively refused stuff that pushed me and was paying off debt at a comfortable level.
I then did what I had to do in order to live, eat, survive. And because of that, yes, I have done things I would never have done.
Ate in restaurants on my own.
Travelled to find work.
Stayed in hotels.
Submitted reports at board level and been there to deal with responses.
Sold craft items - before I had always thought they weren't good enough.
Learned various DIY skills.
Met random strangers from MSE!Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0
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