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Hypno's "no more boom or bust" diary
Comments
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Morning
Hypno, got to go down sometimes to get back up ! And when you get back up you are awesome. I'm thinking for every item you ironed another one appeared in my basket, like some sort of parrallel universe !DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
Another week is upon us - another week closer to debt freedom for us all.
I slept very well last night, but feel tired this morning - I will aim for a week of more relaxing evenings and early nights in order to try and recharge my batteries.
£2 on BB this morning - still waiting for the big win lol, and 10ps on scratches......all free money is good money though! Not yet done banking -laptop is too slow!
Hope you all have a good day xSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Have a good day - we will hold you to those early nights lolAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/250 -
Good morning,
Only won a £1 on BB, so did a mug punt and lost it, yes I know it's not worth trying mug punts, I should have deposited and withdrawn. I suppose it makes the account look more normal though, so perhaps I should do it again?
Had a catching up on admin weekend with OH. Also lots to do with his new job, they're new to europe so he's having to organise things himself rather than the company doing things. Well when I say 'he' it really means he emails me to research and cost out the options.
Anyway some of my targets for the month won't happen, but some will, and with tracking I do know which/where I went wrong, so hopefully will do better next month.
The main disaster is the exercise, but with you and macgirl setting the example I just need to get started. So that's the target for today.
Have a good day0 -
morning guys - the big win did come my way - a whole £7.50......:D Safely withdrawn and on its way to me......
SH, I def need those good nights sleep. I might get some nytol to give me a helping hand this week.
Right, best get sorted for work - will do banking when I get there....
se999 - hope you are claiming "expenses" from your OH in some way for doing his admin!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
my posts seem to not be getting through to the dairies today
so ill just say
morning:DWAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
I had a problem posting yesterday, shaun - often I would submit a reply and get an error message, and it would get lost. Mine seems ok today, though, so hopefully yours will sort itself too.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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se999 - hope you are claiming "expenses" from your OH in some way for doing his admin!!
Well it means that we get more time together at weekends, otherwise he'd be having to do it then, so there are benefits. Also I'm more used to using MSE and the internet for researching options, so it would take him a lot longer.0 -
Just thought of some November targets:
1 - lose enough weight so that I dare get on the scales
2 - keep the grocery shop to below 50% of budget
3 - have a go at bingo
4 - do at least 3 x 30 mins exercise a week
I know it's not the end of the month yet, but I just found my November targets and it definitely was a mixed result:
1 - On the weight managed to stick to diet on 13 days, they were the days when OH was away, so problem identified - fortunately he wants to lose weight too, so hopefully more progress from now on.
2 - Grocery shop just slightly over, but got enough in for at least 2 to 3 weeks, so December will be less. Also slightly bigger to get the 5p off a litre voucher from Tesco's
3 - Did have a go at Bingo, and now just over £30 up, also some scratchcards signed up for :j Only problem is I still don't know how to play Bingo
4 - Exercise was a disaster, but I know to lost the weight quickly I need to start. Unfortunately I'm one of those people who just wants to curl up and hibernate through the winterBut going to start a session now
Thanks for the helpful ideas0 -
Afternoon to you all. I've definitely got one of those weeks where there is too much to do and not enough time to do it - I'm sure that's the same for us all though.
The weather is yuck here! It's almost dark outside. Glad I don't have to go out until much later.
I had a nice win on bb earlier - £15....I nearly wet myself when I saw I'd won!!! I'm now up to £55/£120 needed for DSs trip. If I don't win anymore then at least I've only got to find £65 and I know I've got that much due from Quidco so I won't have paid a penny for his holiday! Result!
Off to do online banking....I've had to deposit a fiver to withdraw so money will be tight again this week (AGAIN!!).
Have a fab week xxx0
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