The October 2009 Bankruptcy and DRO club!

Jubbly1868

confused76 wrote: »

hi ToriD yes, my parents have been brilliant but my sister is always trying to talk me out of the br, i know she is trying to help but she can't see that there is no other option unless i want to be up to my neck in it forever and never be able to have kids! i'm sure your sister will come round eventually x

Hi ToriD, I have had terrible problems with family over our BR. I wrongly assumed that my family would want to help and not judge but alas it was not to be. I received patronising phonecalls and even more hurtful emails. Its so sad as I know I would go out of my way to help any of them in a similar situation. Im always the one ready to help if I can (or cant which has put us in this situation! Its farsical!)

I hope your sister comes to realise that you had no choice and did not make the decision at all lightly - good luck with that.

Our BR has put a terrible strain on my relationship with OH as I have quite a few health probs and he already has to deal with those on his own. Luckily one member of my family has been very supportive as has OH's mother. It makes me angry & het up when I think about it all but Ive realised Ive got to almost draw a line under it for the sake of my health and relationship with OH.

Im probably odd but I actually found completing the 'Reason for bankruptcy' part of bankruptcy package quite empowering. I still blaim myself for it all due to me losing my job due to health etc, when I actually looked at it in black and white, I see that we had no choice but to go BR & I forget family condemnation!
Unfortunately I am one of those people who will never 'forgive & forget'. rom now on, I will follow the advice of other forum members and keep our business to ourselves!
Sorry if this sounds negative to others but my case is complicated. I just feel sorry for others in similar situtations and really do wish to thank the wonderful & amazingly supportive people on this forum for getting OH and I through yet another terrible event in our lives... :T:A

Jubbly1868

gazza7374 wrote: »

hi, have oly just plucked up the courage today to post on this site, although i have been reading all the advice given for a couple of months. i am off to court on tuesday......im not worried about it....im absolutely dredding it!! just wanted to share how im feeling... thanks

Hi Gazza,

Hope it all went well on Tuesday? I found the court an anticlimax but feel more relieved that the contact with OR is underway. Hope all going well for you. Lisa

Jubbly1868

Re Internet Spam offerin money

Does anyone have any ideas for preventing all the spam & regular emails I am receiving since going BR? They range from Vodafone offering me a phone contract to other companies offering us loans and 'no credit check' credit cards.
Is it perhaps to do with our details being listed on IS site? Are they praying on weak-minded people like me. It seems really unfair as Ive had a real problem with taking on credit and & spending addiction and even though this serious thing has happened, I cant help reading the regular emails!!! Stupid I know.

I suppose I should count my lucky stars that the junk mail hasnt started yet.

Lisa

philnicandamy

its difficult to stop the email spam......BUT if the junk mail starts or phonecalls you can register yourself with the mailing preference scheme..stopped our junk post pretty well (and the telephone preference service for marketing calls)

Jubbly1868

Thanks for that. I had forgotten about the MPS. Used it at our old house and it worked really well.

Lisa

gonebellyup

Hi there

Hubby & I BR on the 29 Oct from oz. Now just really worried about the OR interview. Mainly feeling numb although seeing our names & address etc on IS website was a kick in the teeth.

best wishes

DON79

Hi gonebellyup and welcome to the club! congratulations on your BR, think about it as a fresh start and not a kick when you are down. You can start all over again now with new beginnings and I can't think of a better place to do it than Australia! Best wishes.

Donna

gonebellyup

Thank you Donna.

Darnit_2

gonebellyup, we are just ahead of you by a couple of weeks, and I spent a lot of days crying. I still feel very hurt by it all, but I don't cry every day any more, I actually have some good days. There is a lot to sort out, but each thing you do is a step closer to the feelings of relief that some posters describe. keep at it and think of each milestone as a step closer to learning from the experience and being able to re-build your lives and look ahead.

Chin up.

gonebellyup

Thank you Darnit.