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The 12 week Debt-Life *Achieve something* Plan - WEEK 7

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  • Hiya, I havent posted her for ages, still aiming to get my overdraft paid off in this challenge, paid another £50 off last week, so slowly chipping away at it, gonna go back now and read over the previous posts to see how everyone else is getting on :D
    :j6 debts cleared since joining MSE:j
    :eek: Remaining debts... Very / Halifax Loan/ A&L / Virgin cc / Lloyds / Sister :eek:
    :smileyheaGetting Married 04.12.10 - The MSE way :smileyhea
    :dance: Making this house a home :dance:
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    edited 5 October 2009 at 10:38AM
    Not been well so last week was a bit of a write-off, oh well, onwards and upwards:

    1. Pay £500 off debt - £161 so far
    2. Save/spend £500 for holidays/ Christmas/ course I want to do etc - £120
    3. Go to gym class every week - yes for last two weeks:j
    4. Run at least 3 times a week, aim to get up to 10 miles for my weekly long run - err no
    5. Do something constructive (apart from work!) every day - not unless lying in bed all day counts!

    Still half asleep this morning so will think about plan for the week later!
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    Right - action plan for this week:-

    1. No booze
    2. Stick to Slim Fast and meal plan
    3. Don't get on scales and get demotivated :o
    4. Do Wii Active/DVD everyday and go gym at least 3 times
    5. Resist the urge to go and buy a size 14 wedding dress.....

    Need my butt kicked please guys!
    Paddle #8 DFW Nerd #1284
  • Sun_Addict
    Sun_Addict Posts: 24,157 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Week 4 already!!

    Reading through the posts - everyone is doing really well!

    My progress to date:

    1. Pay £1200 off debt - paid off £400 so far

    2. Lose 7lbs - have only lost 3/4lb but better than nothing. Only 1½lbs off my WW goal weight now.

    3. Buy all Christmas presents - only got 4 stocking fillers and OH's present to get now after buying some more this weekend.

    4. Save/pay for all March holiday associated costs - so far have paid for accommodation and flights. Still to save/pay for extra legroom, taxis to and from airport, airport/plane food and drinks money and holiday spending money.

    I don't think things will change much this week, apart from hopefully losing a bit more weight, as most things rely on payday.

    Here's to week 5!!
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Can i join in too even though im late?It would give me good incentive to keep doing my goals if i had support it sounds great!

    Navs
  • julytex
    julytex Posts: 159 Forumite
    Well done everyone! Right me next then:
    1. Meal plan every week without fail and put any money left from budget into pot to complete number 2......£12.84 in pot!
    2. Pay off Argos card debt now 1/2 way there!
    3. Make Christmas Cards for everyone (I always plan to do this but never get round to it!) Found stuff and designed them hope to make up this week
    4. Buy / Make all Christmas prezzies in the 12 weeks so I don't end up overspending in last minute desperation like last year! 4 sorted
    5. Tidy up the dining room / office / Craft room and reorganise, Sell all unwanted craft supplies etc. that I find on Ebay (not that I have anything that I don't need of course).:shhh: Nope!
    Pay One Debt 2012! challenge #67 - £235.07 / £375.18 :T
  • 1) Be more positive about myself/my life... Umm hit a rut this week, still havent quite shook myself out of it but I am still 100% focussed on things in life :D
    2) No spending unless its needed for my day to day living... Nothing this week, I did buy a water bottle to refill instead of buying water but that was an odd £4 I had in paypal :j
    3) Use my time more wisely... Becoming more productive each day :cool:
    4) Pay off at least £300 from my debts... £254.92 so far but I am worried I wont hit target for this one :confused:
    5) Lose 2 stone (28 pounds) in weight... 5lbs down so far, next weigh in on Wednesday :j
    6) Stick to my eating plan 100%... 100% except two 'scheduled deviation's' :T
    7) Make at least 4 handmade gifts and sure I have all purchased gifts by the end of November... The handmade bits wont be started/completed till the last week of the challenge ;)

    Keep going all :beer:
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    I'm beating the booze so far, sticking to the slim fast and avoiding the scales so far this week (I know its only Tuesday :rotfl:)!

    Has anyone given in and put the heating on yet? It's blimmin' freezing down here but I'm still resisting!
    Paddle #8 DFW Nerd #1284
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    we're sat here with the fire on *hangs head in shame*
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • sallyx
    sallyx Posts: 15,815 Forumite
    Right everyone lurking and not updating. Do NOT feel bad if you haven't achieved everything you wanted to so far. We are only in week 4 plenty of time to keep at it. I totally include myself in this as I have been very unmotivated lately!

    So today I have walked to work again and did yesterday so thats 1 thing achieved this week :)
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
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