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The 12 week Debt-Life *Achieve something* Plan - WEEK 7

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  • 1) drop a dress size (so I don't have to buy a new outfit for my friends wedding in 13 weeks)
    2) Pay back my mum and dad £1145.86:eek:
    3) Halve my post office credit card approx £950:eek:
    4) List on average 4 things a week on ebay (to help declutter my house!)

    5) Buy and wrap all of my Christmas presents and write my cards!

    Wow - everyone's doing brilliantly on this challenge - really puts me to shame!

    I'm finding it hard to keep up with this challenge - being back at work and running round after 3 small children doesn't leave much time!

    But I have started to chip away at it. Managing to list things on ebal so that's helping to declutter the house.

    Also noticed this morning on hotukdeals that argos are starting 3 for 2 on some of their toys tomorrow so I've been on line and reserved some to collect tomorrow once the offer starts so thats a start at the Christmas shopping!

    Really looking forward to payday tomorrow too so I can have a chip away at those debts.

    Just need to find some motivation for the diet now:confused:! Really must resist the chocolates in the staff coffee room!!
    20K by Xmas 2010 (10 in 10 challenge - debt):
    Debt: £799.21/£10500
    Savings: £0 / £9500
  • true27 wrote: »
    I'm being brave and embracing the geekery by doing an evening course in networking as well as my FdSc IT during the day :eek: ...must be mad....
    A networking course? Sounds interesting. Where's it being held, and what do they teach you?
  • postingalwaysposting
    postingalwaysposting Posts: 13,987 Forumite
    edited 29 September 2009 at 4:09PM
    4) Pay off at least £300 from my debts... £100 paid today ~ total so far £244.92 :j
  • Sun_Addict
    Sun_Addict Posts: 24,160 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A bit more progress to add - I bought two more Christmas presents today - a calendar each for DD and DS (Calendar Club is back!). Have also joined a weight loss thread on the Debt Free Diaries section so have no excuse now. Weighed myself at the weekend and am still the same weight I have been for the last few weeks. Need to lose 2¼lbs to get back to my WW goal weight so not too bad but I like to be around 5lbs under if I can - although I would be happy to just be a couple of pounds under.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    i bought some christmas cards today. DH's family always send special cards to each other. i personally think they are a waste of money but we always send them special ones back. found them today 3 for £1 so got them all for less than £2 (split with my mum). quite pleased with that
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    Snow_White wrote: »
    A networking course? Sounds interesting. Where's it being held, and what do they teach you?

    It's the CompTIA Network+ and it covers building LAN's, network operating systems (including Active Directory), hardware and internet protocols. Should be interesting! I'm in Cornwall and unfortunately they only offer it at Truro College, but further "up country" I would imagine its more widely available and I think CompTIA offer distance learning too but I'm not dedicated enough to do that :o!

    Its the first session tomorrow evening, I'll let you know what its like if you want?
    Paddle #8 DFW Nerd #1284
  • :rotfl:I can be so dense...:rotfl:I thought it was networking in the sense of schmoozing and making professional contacts, working the room etc. ! Thanks for the info but all that IT stuff is way over my poor technophobe head.
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    Snow_White wrote: »
    :rotfl:I can be so dense...:rotfl:I thought it was networking in the sense of schmoozing and making professional contacts, working the room etc. ! Thanks for the info but all that IT stuff is way over my poor technophobe head.

    :rotfl: I thought I'd found a fellow wannabee geek for a minute!! If you need your wireless sorting out then I'm your gal, but I couldn't work a room if my life depended on it!!:rotfl:

    Although I do know some people in the business development area, so might be able to refer you? PM me if you like!!
    Paddle #8 DFW Nerd #1284
  • beanielou
    beanielou Posts: 95,833 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lost 1 1/2 lbs this week so pleased wth that :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • sallyx
    sallyx Posts: 15,815 Forumite
    Great news beanie..keep at it hun :)
    I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
    Finally Debt Free...
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