The 12 week Debt-Life *Achieve something* Plan - WEEK 7

Janeryan

My 12 week plan would be:

Week 1 (starting Sunday 20th September as just dropped son off at uni and need to get over the shock!)-just about recovered although he had had the flu so have been a bit worried!
Sort out switch for electric and gas-Have opted out of being tied into to next capped deal for now as standard variable rate exactly the same at mo-still doing research as to where to go next
Still keep onto student finance-success-they have agreed tuition and maintenence was applied for and have updated his details but the payments are still blocked so need to make sure they unblock them once they have verified son's national ins no
Get back into visiting the gym at least twice a week- went on 24th & 25th September

Week 2 27/09/09–04/10/09
Still keep onto student finance-see above-still blocked!
Re-evaluate budget and work out how to cope whilst waiting for student finance to cough up-in a bid to cope with this have resorted to cash only spending and am using emergency account at a rate of £70.00 per week(Friday-Friday) for everything for this month-got to Thursday this week then went over by £4.40 as had to buy two lots of antibiotics for me-so am deducting this from next weeks spending
Plan meals to get used to not having to feed 18year old with hollow legs!
-much easier than I thought as we eat almost anything-using up freezer contents first and plan special meal for Saturday nights-last week Sainsburys £10 meal deal-this week Sainsburys £5.00 curry meal deal which with a bottle of wine came to £8.50-can't drink now anyway as on tablets!


Get back into visiting the gym at least twice a week-Not gone this week due to being poorly

Week 3 - continue from week 2
Still keep onto student finance &
Start looking for Christmas presents as I will now know how much money I have to spare for this

Shop around for quotes for buildings and contents insurance
Spoil son when he comes home from Uni for weekend
Tidy up leaves from garden and take plastic pots to Notcutts for recycling


Week 4 - details to follow!
Week 5 -

Week 6 -
Week 7 -
Week 8 -
Week 9 -
Week 10
Week 11 -
Week 12 –

starnac

Progress week 3

pay off my overdraft i have paid my savings for September in and my o/d is now under £500. nothing in my october savings as of yet.
[STRIKE]lose 2lb[/STRIKE] must now keep it off
christmas presents bought 2 more presents.
[STRIKE]complete application form and send back [/STRIKE] had interview this morning. will find out by tuesday
start making christmas cards oops still not yet but i bought the "special" ones we buy my in laws (they insist on sending them to us) got them 3 for a £1!!
[STRIKE]finish back of jumper i am knitting [/STRIKE]finished back. now started on front
have a hair cut have decided to leave it as it is for the moment
[STRIKE]dye my hair (been meaning to do this for weeks)[/STRIKE]
knit more of jumper front - i want it finished by DD's birthday party which is about 2 weeks away must get going on this
get more batteries for hearing aids (on my last ones oops) oops

next week i must

apply for more jobs if i don't get the one i interviewed for
3 NSD
finish front of jumper

true27

:hello: Hi all, coming in for an update at the end of week 3!

1. Cut out alcohol - not so great this week, been sampling cheap sparkly wine for the wedding! Have now chosen which one I want so back on this with a vengence!
2. Loose a stone - failing miserably....at least haven't put any weight on :rolleyes:
3. Get all my college assignments done on time - essay plan approved and have done first 500 words. Got a web design project to do too but can't start that until next week because I haven't got a full brief.
4. Finish decorating my house - still no change here although have to clear out the loft by 13th October because new insulation is being done :eek:
5. Make all my xmas pressies and cards - planning a soak with my practice one tonight - watch this space! ordered card making bits from ebay yesterday, going to combine xmas cards and wedding invitation building
6. Design and make wedding invitiations, cake and favours - for invites see above, cupcake practice is planned for Tuesday and OH wants jelly beans for favours so I'm leaving that up to him!
7. Make sure wedding dress still fits and get alterations done if necessary - still building up the courage for this bit, fairly sure I'm at least one dress size bigger than the dress

Don't feel like I've achieved much this week apart from spending money on wedding stuff. Doing quite well with the weekly spend challenge, have been in credit for past two weeks which is a huge plus. I need to sit down and draw up a proper plan for this week I think and I definitely need to try on the dress as there is only six weeks to go and if it is massively too small then I'm going to have to cough up for a new one!

I'll be back later to post an action plan!

Jenna_Appleseed

End of first week:

Stop being so negative - be more active/less apathetic.
Write more, and start/finish creative projects.
Mostly fail - time of the blooming month :mad:


Get zine printed & another one finished.
Zine at printers -
*crosses fingers & wishes* please cheque don't bounce

Finish sorting through my cds - rip stray tracks and get rid of the ones I don't want any longer.(only need one more to have enough for musicmagpie)
Don't buy any more (same goes for dvds) - I have too many already and am running out of room for them.
Got enough items for musicmagpie - sale's accepted: all boxed up and waiting to go in the post.
Fail on not buying any more cds - charity shop was too tempting

Declutter house and organise things/storage.
Sell/swap unwanted items online or give to charity shops.
One bag gone to charity shop, starting to fill another,
explored some of the cardbord boxes lurking in the corners and found some old jewellery I'd thought I'd lost (charm bracelet and gold ring). I'll be sending it off on Monday to one of the cash for your gold/silver sites, and I get £15 cashback on topcashback - result :money:

Delete rubbish off my computer.
banished some unwanted music & ebooks - getting there.

Cut down on chocolate.
Tried going without - just overdid it the next day - hormones :mad:

true27

I tried my wedding dress on yesterday.......its at least one dress size too small, maybe two :eek: now panicking a lot and planning not to eat anything other than carrots for the next 6 weeks! ARGH!!

tiny_courageous

1) do exercise dvd 4 times a week twice this week again. Must do better!
2) 4 alcohol free nights a weekthree, and I have no excuses.
3) 4 NSDs a week managed 5, which I'm very surprised at. I think it helps working somewhere where there are no shops though!
4) pay off the egg card made a couple of very small payments which is better than nothing, things are quite tight this month though

manic_cow

1. Learn to get up earlier so I can stop taking taxis to work - only had 1 taxi last week
2. Make packed lunch at least 3 times a week - 2/3
3. Pay back the money I owe (approx £250 to my bf, approx £90 to the househould account) - paid everything back
4. Finish decorating at least one room of the flat (I seem to have started every room but finished none of them) - definitely doing this next weekend
5. Sort out and give/throw away all the stuff I don't use from my kitchen - erm...
6. Lose at least 1 stone or a dress size - i put on 1lb
7. Sort out xmas presents online in advance rather than rushing round the shops the weekend before xmas - only got a basic list so far
8. Save something towards a holiday next year (would like to have £500 by xmas) - 0/500
9. Put SOMETHING into my savings account for a house deposit. Saving has gone very badly these past few months. - put £100 in this week

So I did slightly better this week than last and at least I can cross number 3 off my list completely.

Snaggles

Snaggles wrote:

11 Week Plan:

* Lose a stone
* Increase running distance until I can complete a 10 mile run.
* Sign up for a half marathon for next year
* Finish decorating my bedroom
* Sell shares, pay off credit card, put back savings used this year (which is...um...virtually all of them so I need to get a fairly good price for the shares!)
* Finish buying Xmas presents before Xmas eve for once. :rolleyes:



So....plan for week 3:

[STRIKE]Lose 3lbs - going to do CD as a friend has started today so should be achievable if I stick to it.[/STRIKE] Done - lost 4lbs

[STRIKE]Paint 1.5 walls, which will leave 2 left to do next week.[/STRIKE] Nope, was supposed to do that today but wasn't well enough.

[STRIKE]Run twice, Wednesday and Friday - 5k each time even if I have to walk some of it.[/STRIKE] Nope - as above. Did run 5k, cycle 10k and row 2.5k at the gym on Wednesday though, so I did try.

[STRIKE]Make Xmas present list[/STRIKE] Done - even bought 6 of them

[STRIKE]Dye hair[/STRIKE] Done

Plan for week 4:

* Run 5k once, go to gym once
* Lose 2lbs
* Buy 2 Xmas presents
* Paint 1.5 walls
* Vac car

sallyx

Well done snags
I think I might start doing a weekly list too...just to keep my finger on the button so to speak!

gargrave50

I'd love to join please :0

My goals for the next 12 weeks are:

To lose 12 lbs by following my Weightwatchers plan
To save £315 for next June's holiday
To complete my AA credit card charges reclaim