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Loved life a wee bit too much!
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Hi and thanks all for messages! Mac i live in wales so i am lucky we dont pay fot perscription! I have been lucky also before this came in as i am on thyroxine so get exempt.x:)
I have been doing the party bags today i am pleased with them, they are good quality and varied! Dont know why i am such a fuss pot!:rotfl:
Oh won the bonus ball in work and has check for £75:j must have been a roll over!!
I have set up a standing order for my son from April of £40 per montrh pay rises will cover this, i am doing this as i borrowed money from him:eek::eek: i know but i worry about this more tahn anything so have done it now so i can sleep at night! I am sure other parents have done the same and he will get what he is owed and more!!:A
Needed new photo frames an the backs had started to not stand up and jewles had come out (you know the sort of thing) so i had a lovely misc picture frame collage type one half price so i have selected some lovely ones and have one nice frame now instead of many!!:T if that makes sense!!
Enchilladas tonight but no wine first weekend prob ever! (lent)
see you later all
BTD:p0 -
I just joined the "well woman" plan insurance on tv. I figured its £5.95 per month the cost of a bottle of wine. I lost my dear friend to breast cancer last year! Could be anyone .:(
Any one heard any thing bad about them???
Had £20 free boots voucher for joining.:T i will use for christmas present!0 -
Look at you, thinking about Christmas already! *faints*
Don't feel guilty about using the money BTD, you just needed to borrow it, that's all. But do you really need to pay back your DS right now? Can that not wait until you are debt free or at least have reduced it?
Of course you'll pay it back, but might the payrise be better spent repaying debts, rather than allowing the interest to rack up.....just a thought0 -
Hi Mac i know what you mean about money it just nags at me! guilt!
Money spent today £1.70 ds dinners
£1.50 3 peppers cashx
I have an increment in August so i will set up d debit of £40 extra to highest cc.x0 -
Mac you a right i just changed s/o to £10 per month not a lot but ralistic and at least i am paying back something!! The rest of pay rise will go to highest cc.
Thanks Mac you said what i needed to hear!xxxxx0 -
Well done BTD - your son is loved and cared for and has all he needs, am sure. The £10 is a good solution as stops you feeling bad but helps you by reducing the debt.
Have a good w/e and keep it cheap! Hope the party goes swimmingly too
Mrs R#Tesco 0% NIL Jan 2010
# RBS 3.9% NIL Oct 2010
# Virgin 0% £2670.92 Oct 2010
# RBS O/D NIL - repaid with redundancy pay Jan 20100 -
Thanks Mrs R i needed to hear that.xxx0
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I agree you've made the right decision!
Hope the party goes well- you've done a great job planning it2019 fashion on a ration 0/66 coupons0 -
Thanks Jellie! x0
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BTD - I owe my mum more than I have ever given her and every time I try to talk to her, she says 'when you owe Richard Branson nothing, we will talk' - bless if only I had to worry about RB!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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