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Loved life a wee bit too much!
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Morning all!:hello:i did a tally last night and mt debt has..................................cc's risen by £3k:(.
Loans down £3k:j mortgage down by £2k in a year!!!
Not idal with cc'c but if i had not had my lmb i feel it would have been more!!!
My loans have finished the
front loaded interest so coming down by £450 per month off actual debt!!!:j
CC'S when loans have finished 2 years away for one of £310 (tesco's) i will throw at cc's until then i am just payin minimum:obut paying non the less:).
I am not doing food for party now! They can have some left over chips!!:rotfl::rotfl::rotfl:
Going cake shopping today but i am using £30 asda voucher from chrstmas!
See you later!!
BTD0 -
Enjoy cake shopping Beat the Debt!!
xxMoney paid out from Topcashback so far= £105.89 :j
No buying magazines in 2011 Challenge- Number bought to date= 0
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Well done on Loans and mortgage!
My mortgage comes down this month due to end of fixed rate - £200 saving but of course I have arrears to pay from non-paid CC in Feb,however its good in the hood as soon I will be able to use £200 to actually pay of debt!
Good for not feeding adults - and yummy on cake. Mr RMC makes novelty bday cakes and I am sure he would give you MSE discount but somehow I am not sure it would travel well from Ireland!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Cakes bought!! Nintendo mario one for party. And 2 party barcakes for party bags! Choc tray for school, star wars for house on his actual b day!!!:p
OH had pay rise:j and some back pay so £65 extra this week!!:T
Had good buy in homebargins for cup drinks 12 for 79p!! Bought 6 herbal essences shampoo/conditioner for £0 (had a £5 voucher off for complaining about the seal on one of their shampoo bottles!!:T it was £1 a bottle and 4 for £3!:money:.
Off to drs now bad chest been coughing fr three weeks!!!:(
see you later
BTD:D0 -
Yeah I agree - don't feed the adults - they will eat the left overs!
GREAT news about OH's payrise!!! :T:T:T
Sounds like you have really got to grips with your spending BTD, so don't dwell on the increase - it has reduced overall, so it's going in the right direction.
Hope you get some anti-b's from the Docs, take care 0 -
Thanks Mac girl, dr said Just a virus going around!!! My pay rise is April so i am going to save extra!x0
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A great MSD for you BTD - Martin would be most proud!
£65 - thats a nice amount!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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BEAT_THE_DEBT wrote: »Thanks Mac girl, dr said Just a virus going around!!! My pay rise is April so i am going to save extra!x
That's good. Virus = no anti-biotics = no prescription charge = :money:
Hopefully you're on the other side of it now, just rest up and keep warm til it goes x (maybe a cheeky baileys and Tia Maria might shift it?
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Well done about OH getting the payrise.
And a good MSE day for you: well done!Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Good news on the payrises and on making inroads into your debts.2019 fashion on a ration 0/66 coupons0
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