Loved life a wee bit too much!

BEAT_THE_DEBT

Hi i have been a member here since an explosion of a lightbulb in March this year! The advice on this site has been a lifeline! I have £34k on 9 different credit cards and £23k loans!! :eek: (TOLD YOU I LOVED LIFE TO MUCH!) or spending rather!! All our money goes on repayments and living costs and there is nothing left over but the funny thing is since March i am the happiest i have ever been! We have had fantastic free days at the beach/ park etc, and i really appreciate everything now where as before it was a bit easy come easy go!!.
I will pay back all that i have borrowed and i am confident taht my habits have changed for good!!
Thanks to you all!!:beer:xx

BEAT_THE_DEBT

oh and if you dont mind i would like to keep a diary on here?
Today i posted 6 amazon/ebay parcels and last week i took old jewllery tec into work and made £42!!!!! Car boot yest not so good only £22 but no advertised enough! We are fortunate to have a classified ads section in work and have also sold over £100 wrth of stuff on there! Think hubby may worry i may sell him its adictive!! Saving money is so much better than spending!!!

whitewing

It's great to see such enthusiasm. You could pop up a statement of affairs (SOA) and you'll get a lot of suggestions on that.

www.makesenseofcards.co.uk

BEAT_THE_DEBT

I will do a statement of affairs v soon i am awaiting a new mortgage figure i put it up to 25 yrs from 16 (i need the money now me thinks)!!!!:rotfl:.
I have absorbed all the info on here like a sponge!!!! This site really is a godsend!:T.

hypno06

As you have been lurking you will have already picked up loads of ideas from the boards, I am sure, but head over to the old style board to get your shopping down to as little as possible, join in the £10 a day challenge, send off for freebies on the freebies board, do quidco, scratchcards blah blah blah.

There is loads here that will help get rid of those cards - have you been putting them in the snowball calculator on www.whatsthecost.com ? if not, head over there right now! Even without the mortgage figure you can put the other debts in there.......

BEAT_THE_DEBT

off over there now.:D . Thanks.x

BEAT_THE_DEBT

Sold a brand new buggy today for £20 to get it out of shed! :j

Went to asda and got reduced mince! :T
Took own lunch to work and drinks! I am amazed at how much my collegues spend on lunch and stuff in work then again perhaps they are not in debt who knows??.

Liliboo

Or perhaps they are in debt, and buying expensive lunches is part of the reason why...they just haven't had their own lightbulb moment yet.

BEAT_THE_DEBT

yes i think you could be right!!:rolleyes:

BEAT_THE_DEBT

Had half day today. Drove straight home or go in asda in spend money!( go straight
home do not pass go or collect £200 pounds i wish ):rolleyes:
Old beat the debt would have gone shopping! I had a nap instead free and nice and warm with no heating on although it is sunny here today!
Paid off next account frees up £15 pm!:j!!!!!!
Addicted to mse
thank the lord this site is free!:money:

POSITIVE_AND_FOCUSED

Beat the Debt, so v well done so far. I love your enthusiasm about it all. I too have similar unsecured debts to you, and am also confident about paying them off in due course. I am actually realising thats its the working on the attitude, self belief etc that is the thing that needs greater effort from me for me to deal with the journey and the way you come accross is how I aim to be much of the time in my quest Thank you and good luck to you!