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Loved life a wee bit too much!
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Just thought i would drop by after your visit today, it's nice to know we are not on our own.
Im trying to give up spending for lent and i have definately given up cc :T
Well done on your journey so far have you worked out how much you have cleared in your 1st year of debt busting.
I have the biggest spreadsheet ever and im always adding extras like how many days left until DFD. I have subscribed and hopefully will be around to encourage or compare notesMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
BEAT_THE_DEBT wrote: »Hi Red i am no saint i have spent dog pot before so have had to start again!xx
But at least you didn't end up in poo!
(Sorry so obvious I couldn't resist)LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Hi herewego, i have notebooks the cc's have risen but loans have been battered!! Coming down i am off for three days now so i will do a better signature!!:cool:
I have changed my habits and am so thankful for that!!!:T
RED IT DID CROSS MY MIND!!XXXXXXXX:rotfl:0 -
Money spent today:
£2 Bread rolls my contribution toward a b day buffett.
£1 towards leaving present.
£1 drink (forgot to fill two flasks this am).
£2 card from ebay for bil;s b day april!
£1.70 dinner money for ds.0 -
Changing the habits seems to be the key- well done!2019 fashion on a ration 0/66 coupons0
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Hi all i have decided today that i am going to give ds lunch money everyday! Its £1.70 but i am fed up as he is not eating his packed lunch after buying all he asks for! But he eats all his dinner and gets a dinner lady award for doing so!
It is more expensive but at least i have peace of mind he is not hungry!!
Prob works out about £4 per week more!
oh well!!!0 -
Money spent today
£24.44 dogs tablets (essential she had addisons disease!)
£1.70p dinners ds (ate it all:))
Nowt else to report!
Day off petrol saved!
I was going to do s wich and cake for adults for ds party in leisure centre but have decided not to only one or two others have ever done this!
Thoughts please??:D
BTD0 -
I wouldn't bother - saves money!
Looking forward to your updated signature - I'm so sad I love getting paid as it means I change my signature :rotfl:(if it's gone down obviously)1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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BEAT_THE_DEBT wrote: ȣ24.44 dogs tablets (essential she had addisons disease!)
BTD
Oh so does my sister in law!
Wonder how much her tablets cost;)LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Wouldnt bother feeding the adults - I have never had 'special' food at a kids party
RMCLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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