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Loved life a wee bit too much!
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BEAT_THE_DEBT wrote: »Help guys!!!!!!!!!!!!!!!!!!!!!!!!!!! I have become lax again re mse!:eek:
Did some stupid things yest and today! Yest felt bad cause i am working half term and took ds to domino's! (on the plus side he ate it all!):o
Was really good this am took money from 20p jar for swich as its only £1.30 for a fresh swich in work!
Gave friend a bottle of cava and a card from my b day card box to save money! Then i drew £20 out of cashpoint in work (wish the stupid thing wasnt there:mad:) and had mash and veg and gravy for dinner as i was going to take ham salad swich home for tea but left it in work so stopped at chip shop:eek::eek::eek::eek::eek:. Will i ever change???????????????? Going shopping tom with mil as she was due to have ds and i am off so have to go with them! Will only be buying birthday cards for hubby and friend! (none in bday card box suitable).
I am such a flake my LBM I THOUGHT SHOOK ME TO CORE HELP!!!!!!!!!!!!!:money:
Hi BTD, I think the difference wth this and pre LBM is ,..your obviously bothered about what you have spent.:D
I think your doing really well , we all have a blip, and pizza in halfterm when your working is not the end of the world.LBM Total: £33356 15/11/09 :eek: £6085.63 paid
Pay off 10% by March 2010 (3336) yes!!!:j
Pay 19k by Dec 2010 19000/5732.39 30.12%
DFW Long haulers #198.
23/40lbs0 -
BTD - Give yourself a break hun!
You are always so focused and organised (who was the first MSE'er with Christmas pressies bought and wrapped???!!!)
One fall off the wagon does not a calamity make. Just forget the blip and keep doing what you're doing, because you HAVE changed already :A0 -
I agree, BTD: we can't be perfect all the time. I mean, I have a had a blip lately. I call it 'February'. :rotfl:Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Thankyou all so much for all your support and welcome to saving mummy and chops!
Thanks Mrs R Jelie Pickle IMD and macgirl! hope i havent left anyone out):p
Chops i think you are spot on if thats all i spend this half term i think i have got off lightly. Ds is happy he had had friends around to play with!
I have refocused now and become re-obsessed:money:.
Need to rethink lunches as it cost me £5.85 for ham and salad stuff in tesco and i think i could have got cheaper food from canteen!:cool:.
Snowing here again and forcast heavy for monday!:T0 -
Sooooooooooooo motivated now!!!!!!:T:T:T:T:T0
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:T That's more like it! Well done for getting back on it so quickly
I however, have fallen off big time today:o:o So, you've just inspired me to dust myself down and start again!
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Thanks Macgirl just been over to yours!!!x0
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BEAT_THE_DEBT wrote: »Hi guys do you ever feel panicky about how much you owe?:eek: I think its cause i read about people seeing other peoples signatures and suggesting dmp's.:(
I have two years on a loan i pay 350 pm for and this last year had gone so far so i think two years will fly by but.................. at the same time i wont start wishing my life away either??x:)
I was in the same boat, felt that I was paying a wack off, but not reducing the sum of money, coz of interest being added on, so changed my sig to pay out, in theory my snowball said 3.5k, but last yr hit 5k, aiming the same this year.......I know my loan finishes Nov 2015...... so just plodding away to then xxxx rip dad... we had our ups and downs but we’re always be family xx0 -
BEAT_THE_DEBT wrote: »Just listed my just dance dvd on amazon i prefer the wii fit so i will sell this one and get the wii ft plus game.x
Have you sold ur dance dvd yet?xx rip dad... we had our ups and downs but we’re always be family xx0 -
Hi BTD!" Just read your whole diary, whilst being in work (shush don't tell the boss) I think your doing amazing!" :T"Friendship is certainly the finest balm for the pangs of disappointed love." Jane Austen.
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