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Loved life a wee bit too much!
Comments
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Well done :beer:LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Well done on the lunch money - resourcefulness pays off!1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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Hi all. Well i have just read a book called "how i lived a year on a pound" i read it in one sitting it was fab!
I am now going to list it on amazon to get money back lol:rotfl:.
My friend who does avon gave me a free bottle of foundation this week it was too pale for her but just my colour! Great i am nearly out!!:p
Ds son's b day today, i am not goimg to do a house full of food as i di dlast year for visitors they can all have coffee/tea and a slice of b day cake!!:)
It was funny wrapping presents for his b day i bought last March!!
I have room in my wardrobe now until i start buying for christmas!!:)
See you later
BTD0 -
BEAT_THE_DEBT wrote: »It was funny wrapping presents for his b day i bought last March!!
I have room in my wardrobe now until i start buying for christmas!!:)
Good stuff, BTD, and I know what you mean: I have bought a lot of stuff for presents in the Jan sales and some stuff last month as well, and much as it's :money:, it doesn't half take up space I don't really have! Ah well...space is money dontcherknow!Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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As it was an occasion today ds 6th bday e decided to smash his teramundi :eek:it was half full of all £2 coins so thought it was better in his account earing interest!!
We got £240 in it!:D Dont know no if i did the right thing??
I another for him and dont know to jus put £1 and £2 in it or not use it at all! Where is a shruggy smiley when you need one!!!:rotfl::rotfl:0 -
well it is great incentive to him to save more - so I think you did the right thing!
Its also so great that you are on top of presents thing - I wll aim for that soon!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I think it's good to save the coins at the house in an unopenable pot else, with the best will in the world, you will spend them on something, but it makes an equal amount of sense to put it in the bank to earn interest once you have saved a certain amount. I would do exactly the same as you have done again, TBH. It certainly works!
Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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A beautiful cold crisp morning frost on the ground and no heating ahhhhhhhhhhhhh! Boiler packed in,:eek: i rang lloyds tsb as i have a platinum account and i have not met terms and conditions as i have not had a yearly service! :mad:Always a catch. Anyhow a plumber coming out at 11.00am i wonder what my bill will be????:(
Never mind i have a hot coffee!!x:)0 -
BEAT_THE_DEBT wrote: »A beautiful cold crisp morning frost on the ground and no heating ahhhhhhhhhhhhh! Boiler packed in,:eek: i rang lloyds tsb as i have a platinum account and i have not met terms and conditions as i have not had a yearly service! :mad:Always a catch. Anyhow a plumber coming out at 11.00am i wonder what my bill will be????:(
Never mind i have a hot coffee!!x:)
What barstewards! You have to read the T&C soooo carefully. :mad: I would be most annoyed.
Enjoy the coffee! xPlease call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Oh God, bummer. Fingers crossed its something minor - what a pain though.LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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