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Loved life a wee bit too much!
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All fixed £40 not bad!!xx0
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Well thats great - now if you get it serviced is the agreement up and running again or is it now dead in the water?LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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To be honest red i think the bank policy is a bit pants. It only covers the boiler in the winter months! May go with swalec and have all year home cover and free servicing!x:)
OH just tried to draw £40 out of cashpoint and it said insufficient funds:eek: so i transfered my life savings of £155!!!! Well i suppose thtas what savings are there for!:(
Every single d.debit gone out though ,cars full and food bought for week!
And i get my child benifit and child tax credit on Tues and OH gets paid fri (weekly paid):).
Also i am counting my lucky stars as i neededa plumber on asUn i got one and it only cost me £40!:)
BTD0 -
At least you had some life savings as you say!! And you are up to date with debts, fuel and food - life is good, and now, for the price of £40 - warm!!
I have whinged enough on my own diary without contaminating yours but suffice to say this is not a good day.LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Well i have done some money saving today! OH usually sleeps in the spare room in the week as he is shifts. I slept in there last week i noticed how blumin lumpy and uncomfortable the mattress was. So i was all set to get a new mattress £150 cheapest then i saw a mattress memory foam topper red from £75 to £49 bargin!!0
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BEAT_THE_DEBT wrote: »Well i have done some money saving today! OH usually sleeps in the spare room in the week as he is shifts. I slept in there last week i noticed how blumin lumpy and uncomfortable the mattress was. So i was all set to get a new mattress £150 cheapest then i saw a mattress memory foam topper red from £75 to £49 bargin!!
£49 + undying gratitude from the OH = priceless!
(For everything else, there's Mastercard!:eek:)
Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Glad the boiler problem was fixed without too much pain! I hate it when things like that go wrong as I worry it will cost a small fortune.
Well done on having life savings to transfer and the mattress top, very economic of you1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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Well my mini goals of the day were to
1) go for a walk lunch time DONE
2) Not spend any money DONE
3) Stick to diet DOING (all well so far).
Prob same mini goals all week but hey ho!x
BTD0 -
I'm liking the mini-goals BTD and well done on reaching them :T
1 & 2 I've done too - 3 I did until about 5 minutes ago when I had 2 biscuits with a cuppaI'll tune in tomorrow to see if I can keep up with you!
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Thanks Mac , i find mini goals and daily goals much more acheivable! I can only think a day at a time lol!x0
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