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Loved life a wee bit too much!

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Comments

  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    All fixed £40 not bad!!xx
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Well thats great - now if you get it serviced is the agreement up and running again or is it now dead in the water?
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    To be honest red i think the bank policy is a bit pants. It only covers the boiler in the winter months! May go with swalec and have all year home cover and free servicing!x:)
    OH just tried to draw £40 out of cashpoint and it said insufficient funds:eek: so i transfered my life savings of £155!!!! Well i suppose thtas what savings are there for!:(
    Every single d.debit gone out though ,cars full and food bought for week!
    And i get my child benifit and child tax credit on Tues and OH gets paid fri (weekly paid):).
    Also i am counting my lucky stars as i neededa plumber on asUn i got one and it only cost me £40!:)
    BTD
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    At least you had some life savings as you say!! And you are up to date with debts, fuel and food - life is good, and now, for the price of £40 - warm!!

    I have whinged enough on my own diary without contaminating yours but suffice to say this is not a good day.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Well i have done some money saving today! OH usually sleeps in the spare room in the week as he is shifts. I slept in there last week i noticed how blumin lumpy and uncomfortable the mattress was. So i was all set to get a new mattress £150 cheapest then i saw a mattress memory foam topper red from £75 to £49 bargin!!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Well i have done some money saving today! OH usually sleeps in the spare room in the week as he is shifts. I slept in there last week i noticed how blumin lumpy and uncomfortable the mattress was. So i was all set to get a new mattress £150 cheapest then i saw a mattress memory foam topper red from £75 to £49 bargin!!

    £49 + undying gratitude from the OH = priceless! :D

    (For everything else, there's Mastercard! ;) :eek:)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Glad the boiler problem was fixed without too much pain! I hate it when things like that go wrong as I worry it will cost a small fortune.

    Well done on having life savings to transfer and the mattress top, very economic of you :)
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Well my mini goals of the day were to
    1) go for a walk lunch time DONE
    2) Not spend any money DONE
    3) Stick to diet DOING (all well so far).
    Prob same mini goals all week but hey ho!x
    BTD
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm liking the mini-goals BTD and well done on reaching them :T

    1 & 2 I've done too - 3 I did until about 5 minutes ago when I had 2 biscuits with a cuppa :o I'll tune in tomorrow to see if I can keep up with you!
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Thanks Mac , i find mini goals and daily goals much more acheivable! I can only think a day at a time lol!x
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