Loved life a wee bit too much!

mum2one

that sounds a bargain saving at Argos, I am lethal when I go on the clearance section.... got to save the money where you can!

We started sorting out the xmas list, being bargain hunting throu yr+ chucked in shed, 3/4 way sorted. but without me, dad, mum and DD, our "suggested budget" for everyone we needed to but for came in at over £650, so far I've got it in as £281.
Got 2 small bags to sort, a couple things to knit, (brought the wool, getting rear into gear!!), so have allowed myself £30 to get the rest of the presents with off the list.

Then the family!!! xx

happy_but_skint

Hi BTD

Looks like your doing good on the bargain hunting, my kids just want the whole of the argos book!

Happy x

BEAT_THE_DEBT

Hello;). Not a lot to update. Bought a tin of quality street to put away for christmas. Finished Ds presents now.:T
Finished friends 2 children, and one nephew. Have in laws to get. One nephew and one more little something to finish neice.
Debt coming down. As i said before this will be the first year that christmas will be all bought and paid for which will be lovely.
My car has mot in nov so fingers crossed for that;).
My 2nd job paid for tax on my car so that was good:D.
Sept was a 5 week month so have money to pay off o/d. One day it will be our money!!
I am so glad though that i had my lbm when i did. Need to get a few clothes a black cardigan and a few more autumn winter tops for work.
Got new boots i looked around for ages and finally got them for £24.99 fleeced lined and buckle on side. I have looked at about 50 black cardigans why cant i just buy one?? Whats so difficult??
Off to sunday dinner up mils so free lunch:D.
Not much else going on but thats fine with me!
btd xx:A

BEAT_THE_DEBT

We have a new cash point in work and you can withdraw in multiples of £5 great if you just need a fiver.x;)

Itsadogslife_2

We were really lucky over the weekend as MIL bought us food for Friday and Sunday's tea and then treated us to a take away on Saturday - she has her uses bless her

That is a much better idea being able to withdraw fivers, I don't like carrying money around as if I have more in my pocket, I spend more

BEAT_THE_DEBT

Hi all. Well my winter prep has been going well with thanks to the preparing for winter thread on old style. We bought a snow shovel:snow_laug from asda. Hung 2 curtains over doors. We have been buying loft insulation each week and laying that. De icer ready. Thinking of getting carpet back in ds room as wooden floor makes it quite cold.:snow_grin
:xmastree:Christmas prep, all choc bought and out away . Good deal on thorntons half price tesc*.
Other news diet put 7 pound back on:eek:! Off work next week, gor a few things planned for ds, going away on the fri for the weekend:D.
Bought new winter coat £40 red from £80! All hats scarfs gloves out!!!
Got sky bill cut by £9 pm for 12 months swapped line rental to aol saved £13 per month.
Dh went for lunch today first time in 3 years but we were full and no need for dinner tonight so we can offest the cost of the evening meal against the bill;). Really nice and much more appreciated as a rare treat x
Hope your all fine
btd x

BEAT_THE_DEBT

Why is it that its pay day fri and i have 3 things i need to do before:eek: One is have my haircut and it cant wait i am off thurs then off for weekend fri and then back to work and its getting too long (hair and work) lol:rotfl:
Also mil's b day thur why not fri ahhh £20 in a card do you think she will take an iou! And meat order wed and cant cancel i have enough for all but with no room for anything else meat haircut and mil is 42.50 we have 57 avalible. Tight . Does anyone ele notice this sometimes come fri it will be fine.x:T

BEAT_THE_DEBT

Wel the meat crisis was averted they didnt have what i ordered! I think my dairy is boring its even boring me and i dont think anyone else will get anything useful from it so i will try to post helpful useful imformation.
I am off to pembrokshire tom free caravan! I have booked a ticket to oakwood with tesc8 vouchers £6:T. The others i will buy there as its 20% off with my nhs badge (useful info):rotfl:.
Joined back to weight w this week only put 4 pound on since July so it could have been worse:eek:. Getting a picnic together for day out then budgeted takeaway in the evening. .
Havent been able to work in my 2nd job this month as childcare not avalible but i never counted on this money in my budget it was saved for days out of extra debt payments .:A
Off to hairdressers now its usually under £10. Have a good day all
btd xx:)

happy_but_skint

your diary is far from boring lol

Oooo haircut always a good feeling when you step outside fresh from getting it done..enjoy

x

BEAT_THE_DEBT

Thanks Happy! I had haircut, isnt it funny when you ask for it to be shorter so you can leave it longer inbetween cuts lol:rotfl:.
Quite an mse half term so far ds has had friends over and has gone to friends houses.
Made a lovely cottage pie today very mse as i had most of the ingredients in.
Hubby has arranged a quote for the woodburner so he knows how much? I know how much 6yrs time too much:p. He is very good and has had his lbm also and is very commited to getting the debt paid. He works like a trojan! We will get a woodburner just not yet unless we win the lottery!!!
Now since lmb i dont go out willy nilly but i have a big party to go and the lady whos party it is , is a very close friend so i will go but no new outfit (couldnt if i wanted to) will go wardrobe shopping. I have gone for the 2 course option now 3 i am on weight watchers and i will not go in kitty!
I then have a barmeal with work i am driving and have gone for cheapest meal.:T
And then in Dec i have declined staff party but will go to local with friends jeans and top affair mid dec cheap and cheerful. I have these 3 events budgeted in but no more! I am already saving for my best firends hen next year!
I should be happy i have friends lol:rotfl: . Anyhow bye for now.
BTD XX:A