Loved life a wee bit too much!

BEAT_THE_DEBT

Hi all:wave: ! Ok money saving things since last update. Done well on ebay:j. All posted today. Also bought a christmas present that was on ds list (yep he has had the new argos book out:rotfl:). It was a magic set when i put it on amazon wish list it was £19.99 went to £14.99 today so bought it!:D
Ds on hols with mil and fil so i am having cupboard scratchings all week to use up food before buying anymore.
umm what else? Oh i am transferring £1 a day for next years hols and £10 per week for christmas food shop.:p.
Oh yes ad i bought 3 tickets for westmidlands safari park for b hol for £15 with tesc& vouchers!:T Will take food and drink so just ride wristbands to pay for. Also have enough vouchers for 1 ticket for oakwood park for a weekend in oakwood and a stay in tenby!!!:)
I love tesc£ vouchers!!!

BEAT_THE_DEBT

Hello:D. Well its the last bank holiday until christmas so i have a clear run of what i call "financial lockdown" and fat busting!!
Went to safari park yest. Took picnic, home late so had mcdonalds on way home (that helped my diet no end not!:eek:).
Nothing planned now until tenby in oct which i will save for. (so much for clear run i hear you say)
Tesc* took £27 too uch in a direct debit payment so i rang and they sent me £40 in giftcards instead of just 27 pound refund:T so i have put by for christmas.
My £10 a week for christmas food shop is still going and my £1 a day for hol spends next year.
I am also saving for a hen weekend next oct!:eek:
Ds has a bank shift tonight:D. Um nowt else happening trying to stay posotive and focused and keep looking forward not back!!
Swimming and pizza tom then that is it!!!!!!!!!!! Yes it is!!!!:A
Oh forgot i had asda shop delivered and allowed for alternatives which was very lucritive as they sent £12 of sirloin instead of £6 he he x

BEAT_THE_DEBT

Off swimmig today then budgeted pizza express. Looking back over our year it does not seem like i am i debt and watching money e g various theme parks and holidays but belive me i plan plan plan for best deals!:D And picnics are the new black!!!!!
Also very lucky with caravans in family (2) and mil and fil paid for ds when we went abroad. We are very lucky. However after today its saving for our oct trip and continuing to buy christmas presents weekly.
Cant belive we havent used any form of credit since January this will be the first christmas that is bought and paid for :j. Such a good feeling. We should be totaly debt free in 6 years and things will drop off and ease the preassure before then on a yearly to 2 yearly basis i would think.
Def going to keep up the asd£ shop on line. Off to get ready for swimming well (sliding) now! Hello stripes and anyone else who visits xx:A

BEAT_THE_DEBT

hi. Its mum in laws b day tom and instead of going out for a meal i have invited them here so much cheaper got 3 courses and cava for £30. (really nice food also) :j.
Really love september i love autumn and winter the most. Got my candles lit!
One thing i have learmed since lmb and i have said it over and over i appreciate everything now and take nothing for granted.
Weight wise need to get back in the zone!! Was doing really well until hols in may but have out 4 pound on since i can knuckle down and lose this though in a fortnight!
When i was shopping in tesc£ today i really noticed the difference between asd£ its so much more expensive. Glad of the points for days out though!
Hi if anyone is reading
btd:A

BEAT_THE_DEBT

I just typed a post and lost it!:mad:
some scally grubbity stole my ariel of my car:mad::mad::mad: patchy tunes on way to work and i have no cd player!! And they stole dh's last week!!!! They wont go to heaven you know!!:A:rotfl:
Good on ww today under points!
spend today school jumper 11,99. Swalec came out to fix socket in kitchen no cost as insured with electrical insurance so worth it no excess no higher price for claiming and unlimited our hse is old victorian so worth having!!:T sometimes just sometimes i love insurance!!
btd:)

mum2one

the ins def a god send, - know when we had to have dyno rod out, as our neighbours blocked the drain, dreaded the bill.

I've gone for basic school sweatshirt, the batch our school had last yr was dodgy batch by xmas 3/4 of the kids had no cuffs.

Holidays, day outs etc, yes they may be seen as a luxury, but you look how you have done them, inlaws caravan, tesco vouchers, picnics, you've put 1000% effort into that, and bet penny to a pound, a couple of yrs ago, pre lightbulb moment u wouldn't thought twice about just going.

I'm the same with hols, but theres a trade off, now ask for student discount, or disability discout, pick up discount vouchers, get pizza from sainsburys rather than ordering take away, taking drinks + picnic out.

What a farce what gd would an aerial be to someone else, just unbelievable xx

stripes

Some people are idiots, stealing! They will nab anything that is metal these days for scrap. Hope you have a better day today:j

BEAT_THE_DEBT

Thanks mum2 one and stripes.
Mum2one you are right i am simply working towards days out and saving instead of slapping it on the "ruin your life in the future if your not careful"!! card aka credit pah!:rotfl:
Mum2one i was on the christmas thread las night that is such a fab thread well done to you x:T
chilli for tea tonight a wee bit hot:eek:! Love chilli though it does two nights for me ds and dh!:A
Saving points and money for a takeaway sat not had one in ages!! July in fact!! (ok ok not ages but before it was one a week)!!!:).
Lovely autumn day today, curtain drawn across the door to keep heat in.
On my christmas list i have put a heated throw blanlet for the settee cant wait!!!!!:j
Hope your all well btd:A xx

rainbowneeks

Can't believe they stole your ariel!!! :eek: how silly some people are!!

BEAT_THE_DEBT

hi rainbow and welcome. We bought a new one and this one is superglued on lol xx