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Loved life a wee bit too much!
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You've just made me realise it will be my first Christmas without anything going on the credit card. Actually, this has been my first month in about 10 years I haven't used the credit card
:beer:
As for haircuts, I stuck mine in a ponytail and chopped it off at the hairband point! Saved me £35 and looks alright I suppose. When you look like me a dodgy haircut is the least of your problems:rotfl:
This time of year is a nightmare when it comes to parties presents with friends etc.. I did suggest to my lot that we don't bother this year with presents and just all go out for a meal instead and they've come back with meal plus secret Santa so that's a happy compromise
I'm really missing clothes shopping but I wouldn't need to buy clothes if I lost some weight and fitted into the wardrobe I've already got, the clothes that is, not the wardrobe, that's a bit heavy.
Thanks for all the tips BTD. :money:DEBT LBM-3.10.2011
Total debt-6800 :mad: 09.09.13-zero 
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Oh I love woodburners. I had a proper fireplace in my old house and I adored it (hated cleaning it every morning tho!)0
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cleaning the woodburner? Is that where I'm going wrong
DEBT LBM-3.10.2011
Total debt-6800 :mad: 09.09.13-zero 
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My old fire was a solid fuel fire - coal. Lovely but mucky in the morning. Sis has a woodburner though which tempts me greatly.0
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I love woodburner stoves, but alsa not in our price range, pratical, we're just stick with the fire that got condemmed 5 yrs ago, which is very mse as we can't use it...but daren't take it out otherwise leave gapping hole in the wall! XXxx rip dad... we had our ups and downs but we’re always be family xx0
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Hi all:D. We had a lovely break even though it rained but that does not stop us. It could have been more mse had i chosen to cook as we had 2 takeaway meals and two meals out. But it was a break for me also. It was budgeted in anyhow and we didnt go mad.;)
Dh has just had woodburner quote £2k without the woodburner :eek: at least he has something to go on now. Think it will be a many few years yet:p.
Bought myself a new top with ebay sales hoping to wear it 2 out of my three nights out!
Bought some body wash for dh stocking today and got my pj's i wanted for christmas (i started getting my own things 2 years ago its easier as i get things i need then and even though dh means well some things were a waste of money and a bit random bless him to):A. Going to bonfire display on sat with dh and ds usually have a family thing but i fancy a display this year! Lots of layers to keep warm
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Got to pay cccs out of this weeks pay as next fri pay will be one day too late annoying! Never mind next week i want to tatally finish christmas all but the veg :rotfl:.
Dh had a letter form blair oliver and scott saying they are acting for Halifax and asking for full amount but thanks to the fantastic help on here i found out that its just a collections deot in halifax and he will pay same no charges no interest until debt paid so just scare tactics in the hope we would panic and pay in full (couldnt even if we wanted to):o.
Hope your all well.
BTDX0 -
can't believe the scare tatics some companies try, esp as your paying the debt off, it just makes my blood boil.
xxx rip dad... we had our ups and downs but we’re always be family xx0 -
I know mum2one imagine how many people they scare to death x0
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Evening all:D. Ok whats new? Well mot booked for next week:eek: fingers crossed.
Christmas shopping not finished but not worried (much):p.
I have a shift in friends shop sat so i will have £50 after tax for that and lunch
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Been a bit spendy for lunches in work £3 max usually spend £1.50 -£2.00 but i have been having a meal then having a snack at home in the evening, freezer scratchings :rotfl:.
Doing on line shop for asd£ for the weekend and i will do the online comparison thing to get the £5 off £40. Missed the baileys red price it ended mon:mad: but i suppose nearer christmas mr t or mr m will have an offer on. Also looking for a good whiskey offer if anyone knows one for fil a malt though!
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Ds home from school ill always this time of year! Oh well saved nearly weeks dinner money lol x Just keep swimming!
Hope your all ok
btd x
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Normally just before xmas tesco & asda have deals & to be honest any genuine scottish malt is a good malt but they all taste different so it depends on the individual. Try mysupermarket.co.uk
And btw its not whiskey, but whisky
Pay off £14,000 in 2012 Challenge #21 (incl. mort.) £15,960/£14,0000
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