Loved life a wee bit too much!

BEAT_THE_DEBT

Thanks wotamess i did think when i typed it that it looked wrong xx

BEAT_THE_DEBT

Morning all:D. I have a mind full of things this am. cccs dmp review due. I have to find a way to pay abbey online for hubs as they wont give me a sortcode or account number or let me pay direct debit i have to ring without the prompt of a statement each month. I havent forgotten but its not how i like things.:p. How do i know its going in without a statement????
I also have to redo budget ready for cccs, nothing has changed except petrol has gone up slightly.
I worked at my friend coffee shop yesterday, they say there is no money i was amazed what some people would spend on coffee and cake.
One lady came in with 3 really small children and ordered drinks and i thought they would share a drink but they had and left one each:eek:.
Up to her really but such a waste of money.
I suppose coffee and cake out is a treat when you are shopping if you cant afford to buy much else? I wouldnt but live and let live eh?;)
My how i have changed!:rotfl:.
MOT due tues please god let it pass!:A.
Making a pie today for a change from sunday dinner. I will have to start wrapping presents soon i am good at buying early but not wrapping early!!!:o.
Hope you are all ok.
BTD XXX:D

BEAT_THE_DEBT

Hi car failed mot £250 i actually cried real tears!!!:(
Dmp review done no changes 7 yrs to go:eek:!
Need to get a savings blanket in place for car as even though its in budget it get eaten up with other things like washing machines and ovens:eek:!!!
Not a bright day but could have been worse x;)

wot-a-mess

Horrible news with the MOT. My heart goes out to you cos unexpected costs of this magnitude can be soul destroying. Cars just cost so so so so much. Try to keep your chin up.

mum2one

its always sods law where cars are concerned, as for dmp yes it may be 7 years, but maybe in 12 months time you might find your in a better positon and the time be even shorter, ur going great guns xx

Itsadogslife_2

So sorry to hear about the car MOT Life sucks sometimes doesn't it.

I completely agree about the coffee situation, I find it crazy that I can go into the nearest town and the busiest shops are costas and Starbucks - and the things in there are so expensive :eek: I don't like coffee so I am never tempted

happy_but_skint

I am sorry to hear about your car I must admit I would have cried aswell, I hope today is a better day for you x

happy_but_skint

Itsadogslife wrote: »

So sorry to hear about the car MOT Life sucks sometimes doesn't it.

I completely agree about the coffee situation, I find it crazy that I can go into the nearest town and the busiest shops are costas and Starbucks - and the things in there are so expensive :eek: I don't like coffee so I am never tempted

OMG how did you reduce your debt so much do you also have a diary? Sorry BTD dont mean to hijack lol

BEAT_THE_DEBT

Thanks all lovely messages:D. Happy its a dogs life has a diary and she is doing so well.x
The car is being done tom my mum and mum in law lent me the money i am so lucky!:D
Its a battle some days but at least gone are the days i just phone the bank for a car loan!;)
I cant think of long term when debt is paid off i just concentrate on now and whats happening now i havent worked out an exact debt free day i just know in 7yrs it will be better but never again will i take out UNNESSASARY credit i have learnt well and truley!:o
Hope you are all ok x:A
BTD

Itsadogslife_2

happy_but_skint wrote: »

OMG how did you reduce your debt so much do you also have a diary? Sorry BTD dont mean to hijack lol

Hi happy, I do have a diary, it is mainly waffle. My big reduction was because I sadly lost my nan and she left me some money. Sad times, the fact that she died and my past stupidity meant it all got swallowed up on nothing rather than being put to good use, a nice treat etc. We are hoping to be able to sell our caravan which would get us another £6.5k off, but it is the wrong time of year.

BTD, how lovely of your mum's to help you out. i am really lucky like that as if I was ever really stuck my MIL (or my mom to be fair) would be there in a flash.

It put me in a real stinky mood yesterday watching the news talking about how much the fuel is going to go up by. If we lived in a town with regular, reliable buses I would consider getting rid of the car, but that is the downside to village living.

Is it worth taking the car to another garage to get a second price?

Hope you are having a better day today xxx