Loved life a wee bit too much!

Itsadogslife_2

Hi BTD, you are very lucky to have a caravan to borrow from FIl. I have to say as a family we love our caravan. We have decided to sell ours We initially had an old little van that I would have kept until it ran into the ground, I had replaced all of the carpets, curtains, cushions etc. But the fridge and cooker had packed up, whilst going to the caravan place to see about fixing fridge and cooker, we came away having part chopped it in for a new(er) one This is a decision I deeply regret as I wouldn't be even contemplating selling my old van. New van is money sat in there that could be paying off the card that was used to buy it and the insurance and storage all adds up.

I always either make pack ups whilst we are away or we don't go too far and come back for lunch and go back out after. The amount of time my DD says she is thirsty and wants drinks etc. I always make sure she has made up squash in a bottle

What are you going to go and see on Orange Wednesday? We are going to go and see Harry Potter

BEAT_THE_DEBT

Hi mum2one and dogslife, welcome. In the end the sum was shining so it was a day on bikes. our van is oldish now compared to the big boys coming on site lol but it is soooo lovely home form home xx

BEAT_THE_DEBT

dogslife our debt is the samex keep in touch ,
x

BEAT_THE_DEBT

quick question would the bank be peeved if i transfered a £1 a day???/xx
answers on a postcard pls lol x

Itsadogslife_2

A pound is better than nothing

mum2one

Whether its a penny or a pound, its going off the debts, and its giving the banks something useful to do!! xx

BEAT_THE_DEBT

Hi all and thanks for comments and welcome to pauper. My thoughts on the £1 a day was to transfer to seperate account for summer holds next year for spending? Or i may do sealed tin.?:p
Well we went to drayton manor. £72 admission as i booked on line saving £17.:j
Packed a picnic and went back to car to eat for 15mins as carparks are close to entrance .
Ds had candyfloss and sherbet (all the good stuff lol) and dh had a coffee.
I took food from freezer to heat up when we got home to avoid grabbing a takeaway .
It was raining first thing quite heavy but our legoland rain capes saved the day!!:T(and got moneys worth out of lol):rotfl:.
The rain worked in our favour though as the longest we queued was about 20 min for the new ben ten ride all others were 5 mins max.
Allin all we have had a fab 2 weeks off. Just talking to dh we have spent £95 petrol over the 2 weeks so if you minus the £40 we would have put in for work etc thats £55 for 2 weeks and we have had some long journeys so not bad!

As for today still contempating what to do?
Hope your all well btd x:A

BEAT_THE_DEBT

Back again!!! I have out £1 in esavings online for next years summer hols i will put a £1 a day in!:j Also i am not spending £10 a week on the 3 for £10 wine in asda everyweek:eek: i may have the odd bottle and everytime i dont buy wine i am putting money in online saver for christmas food shop! so should have £200 max in there by christmas!:T
Also i have a hen weekend a year Oct (yes i know thats ages):rotfl: i am also going to save for this £2.50 per week. I find this is much doable and you dont miss big chunks of money or stress nearer the time!!!
Off to plan some more now xxBTD:A

mum2one

There are some absolutely brilliant saving plans there, and you've done brilliantly with the days out.
I'm feeling semi positive, have finally got off rear about debts, and am trying a dmp, (self managed), if push comes to shove and I can't get enough people to agree then pass it to cccs, (done the hard workings out on their system), so far 2 I spoke to day, after dodgy start with one, theyve been really helpful, so at least I know its not just interest thats being serviced (that does sound rude!!).

Feeling at last may be going the right way! xx

BEAT_THE_DEBT

HI mum2one i think the banks are resigned now to the fact that people in this climate are not going to be able to pay full min payments. I think the would rather a red payment than none at all x