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£77,366.35 reasons to be debt free!

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  • I didn't know GNR ballot was open yet? - I know that the Daily Mirror newspaper have 3000 places up for grabs and you have until Friday 8th to enter, they let you know next week if you're in.
    I was just about to enter me and hubby for Bupa Great Yorkshire Run (Sheffield 10k) - its the week before the GNR - but can't afford 2 x £26 fees at the mo :confused:
    Macgirl - I am interested to hear more about your toe nails:o - I have lost one on each foot due to running, what causes it? My trainers are plenty big enough. Also thanks everyone for the BD wishes by the way - We had a great party and dare I say a little too much wine - but I am now back on the straight and narrow!
    Emergency Savings Fund - £1100
    2015 Mortgage overpayments = £
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi Miss O

    Yes, The Mirror ballot is the one. You can enter online and even if you don't get a place - you will be automatically entered into the main ballot.
    At £44 it is not cheap though....

    My toenail incident was not caused by running (well unless up the stairs counts :o). I just bashed it. About 5 weeks ago, I had my nails "gelled" at a friend's house. A level of pampering I'd never normally get to, but I felt pressurised and as it lasts for 4/5 weeks I thought "ok". The nails are then rock hard and chip proof, so when I stubbed my toe, the strength of the gelled nail ripped it off :eek:
    Very painful at the time, but I just keep putting new plasters on as I can't bear to look at it - half hanging off :o
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Hello :) Work wasn't great, I know I don't help myself as I am so desperate to go now and know what I want to do that I get irritated at the absolute slightest thing that happens :mad: Think I might have to sit in a cupboard for a few minutes every day and do some deep breathing!

    Re the GNR, think I deleted my priority entry email thingy but considering I am running 56 miles on 4th/5th September so don't think I would be fit for 13 miles on 19th Sept! Wanted to do Sheffield 10k as well as I did it last year but have a slight conflict! £44 is massive isn't it to enter the run, only cost me £26 for the Marathon and £17 to run 56 miles - on which note Royal Mail haven't delivered my first class recorded delivery which was sent on 23rd December yet!! The VLM deadline closes on Friday!!!!

    Toenails are such nasty things. I have a real phobia about them and can't even touch mine or my kids :eek::eek::eek: If OH dares to try and play footsie in bed it makes me scream and shudder :rotfl: No more toe nails on this thread - uuurggggghhhhhhhhhhhhhhhhh

    I am warm now and I am going to wear my bed socks in bed to get the full £4 use out of them! On my way home tonight from work I had the following attire on:-

    two jumpers, jeans, bed socks, big boots, coat, scarf, hat, two pairs of gloves and I was still bl00dy cold!

    In fact I was starting to look a bit like this

    002s.jpg
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Hi IMD
    I dont know how i came to read your blog, but i just want to add how empowering it is.
    Unlike you, I do not have money/familiy responsibilities but I sympathise regards your job situation- i am a gradute currently in a clerical job hoping for something more. Your job goal has made me realise if you can make time to strive for a new job, I also can be disiplined to do so. So from this week onwards i aim to apply for at least 4 jobs/wk [if i can find that many!].
    I look forward to following your diary.

    [btw- i do have a student loan i just dont know what to do with!!]
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Nice look you've got going on there IMD.....:rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    hypno06 wrote: »
    Nice look you've got going on there IMD.....:rotfl:

    I always think it's handy to have a fur lined dress around for such arctic weather........my sister agrees :D
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Hi IMD
    I dont know how i came to read your blog, but i just want to add how empowering it is.
    Unlike you, I do not have money/familiy responsibilities but I sympathise regards your job situation- i am a gradute currently in a clerical job hoping for something more. Your job goal has made me realise if you can make time to strive for a new job, I also can be disiplined to do so. So from this week onwards i aim to apply for at least 4 jobs/wk [if i can find that many!].
    I look forward to following your diary.

    [btw- i do have a student loan i just dont know what to do with!!]

    Hello :)

    It is boring as hell looking for a job and can be demoralising when there is nothing or if I don't hear back, but I am setting aside half an hour every day to just go on the internet and check on some sites I have registered with. I'm also going to send my CV to some firms directly as that is how I've got my last 4 jobs in 16 years - never applied to an advert before.

    I could stick with where I am but I know I could be happier elsewhere. Good luck, hope you find something!

    You could lend your student loan to me :rotfl:
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Lose the frill and I'm kind of liking that look :confused::D
    No more talk of TN's though (sorry), enjoy your bed socks!
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    :j TN free zone - please note the very thick boots I have on which helps me forget existence of said TNs!

    Macgirl - are you going to enter Manchester 10K? Think I'll go for that one as I like it :)
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • I meant i have student loan debt.... i dont think anyone would be willing to take it off my hands! I have a money making idea for you if you dont find a new job- become a novelist.... your thread is whitty and full of anecdotes!
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