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£77,366.35 reasons to be debt free!
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Whatever works for you is the best tactic. However, looking at your sig perhaps mentally the idea of having got rid of an entire 'debt', even one less than 5K might do you good on a psychological level...but you know what works best for you, so go for that. xPlease call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Hi IMD,
I thinking breaking the debt into £5k chunks is a good idea. That is effectively what I am doing.... I am concentrating on paying the first £6k off before my next birthday ( March) and have just cleared the first £1k ( or as lemma68 says the first cuddly one:D) . I have a loooong way to go but knowing that I am now a £1000 LESS in debt than a couple of months ago is a GOOD feeling.:)
40SMxx0 -
All sounds like good ideas look forward to your active choice
x I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
I also do mine in chunks or cards.0
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Hi taxi how are you doing ? X nice to see you
) I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
Am fine really xx just tired0
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Well get plenty of rest and watch plenty of tv :-) xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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I've re-evaluated, re calculated and started a new thread here https://forums.moneysavingexpert.com/discussion/2519443
Will try and be good and get there more often but life, work balance and all that is making things very tiring at the moment.1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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