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£77,366.35 reasons to be debt free!
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You can bank 4 points a day, but obviously not every day - but if I fill in my online tracker and have 5 or 6 points to bank, it will still only let me bank 4 of them!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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REDMADCURLS wrote: »My darling as just announced he needs apples tomorrow - £1000 required. Money in the bank Zero!
That's a lot of apples £1k:eek::eek::eek::eek::eek::eek::eek::eek:0 -
Wow evening all imd hope you are well, yes i like the plan for the bonus, wow yes apples 1k?? water bill 1200 oh my god :O hope thats sorted xxx tired out now xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Oh I feel unloved
Oh Hypno, I think we need to raise your self esteem after such bad relationships with bank managers! You deserve better than nasty love letters from the banks, and I bet you can't say that your life isn't better off without them.
Think 'My name is Hypno and I am worthy of better love than the bank managers can give me - they are only after me for my (lack of) money'!Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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That's a lot of apples £1k:eek::eek::eek::eek::eek::eek::eek::eek:
Thats roughly a months supply for the pies!! Makes about 2300!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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REDMADCURLS wrote: »Thats roughly a months supply for the pies!! Makes about 2300!
They must be very appley pies. Mmm...apple pies. No Pickle, no Pickle, step away from the pastry goodness...no sugar for you. *Smacks own hand*Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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it frustrates me no end that A& L and the rest of the Santander group don't do faster payments, you'd think they'd do them between themselves at the very least.
Glad you got your charges back!
apple pies sound yummy at the moment0 -
mmm apple pie and cream :P xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Quick post before not so lovely OH comes back. He quietly slipped in this morning that he had an email LAST WEEK that bonuses were not being paid
:(:(:( Not sure if they will be paid late or not at all. Absolutely gutted. This was our safety net for the car purchase and would have put us back on the straight and narrow to dealing with the debts.
Am so so cross that he has not told me earlier, knowing we have things that need to be paid this week. He also spent an extortionate amount on money on some sporting equipment which I "ok'd" as I thought it would be covered by the bonus and he deserved a treat - what a laugh :rotfl:
So, no idea where things stand, I was awake until 5am this morning worrying whilst he laid next to me snoring away - his answer is "just don't pay as much off the debts this month" - doesn't he know I am paying the minimum plus an additional £100. OMG to live in his world where we can just not pay the f***ing debts this month.
The only good thing about staying awake all night was I watched a programme about the homeless and at least things aren't that bad, and it is always the worst thing in the world to think late at night.
I don't blame him for the bonus as it is beyond his control but he hasn't asked any more questions after getting the email, surely it is reasonable for him to ask whether it will be paid and if so when - but he refuses to do so? And it is just the keeping it from me and then expecting me to wave a magic wand to pay the extras this month :mad:
I am so upset that I could cry but I refuse to - have had a migraine because of the worry.
Know it is all me, me, me but there is no one else I can tell - OH even said that we shouldn't have spent it before we got it - we didn't but we made plans for it. Aaaaarggggghhhhhhhhhhhhhhhhhhhh!!!!!!!!!!!1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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Oh hun, I am so so sorry. What a complete PITA.....and there is no excuse for OH not telling you straight away so I can understand why you feel so disheartened.
Big virtual hugs coming your way xxxSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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