£77,366.35 reasons to be debt free!

InaPickle

That bonus sounds excellent - hope it all goes swimmingly!

hypno06

I think you are right to "get yourself straight" with any bonus money - otherwise, if you pay it all off the debt, but then immediately struggle to get other necessities paid, you will feel demoralised.

Much better to get straight, then as you say focus 110% from then on, in my humble opinion!

In_my_dreams

Glad you agree with my approach oh wise one, now just need to hope we get a decent bonus - I hate the waiting and you would think I'd learnt my lesson after all last year it didn't even materialise.

Been good today apart from sweets at the train station Got back from work and took kids out for a walk in the gorgeous weather - makes such a difference coming home when we can still do things!

Nothing horrendous in the post today which makes a change, even though I know where we are with everything I still dread the postman - very odd.

Off to massage my aching legs now

hypno06

Now i am nearing the end (relatively, at least) of my debt free journey, I hardly get any letters.......gone are the days of daily letters from the bank with bank charges, or up to their limit credit card statements......

Now, I am lucky if I get a flyer for the local corner shop doing bogof on dog food or something.

Oh I feel unloved

In_my_dreams

I no longer get CC bills as they are all online, but I am in the middle of letters with arguments with people over money - very tiresome!

We got a £1400 water bill tonight :eek::eek::eek: After picking myself up from the floor realised OH had not filled in the water leak claim form from 2 years ago which he promised to do so I will not have to start dragging the river for water after all - I swear he does these things to test me. I have therefore filled the form in myself - far more easier!

hypno06

Get that form in the post pronto!!

taxi73

That must've been a shock..glad you realised why it was so high..and that you've sent the form off.

REDMADCURLS

God bless men, they are just nightmares!

REDMADCURLS

My darling as just announced he needs apples tomorrow - £1000 required. Money in the bank Zero!

In_my_dreams

You've just got to love them haven't you. I did let out a yelp when I saw our monthly payment had gone from £36 to £120 :eek::eek:A quick panicked phone call and I realised it was all OH's fault - normally the way :rotfl:

Hypno - just read your thing about WW pedometer. I do WW just to keep a track on what I eat as the more I exercise I end up eating tons, so makes sense not to bank more than 12 points. Is it 3 points a day max you should bank for exercise?