£77,366.35 reasons to be debt free!

In_my_dreams

Thank you - hoping that the letters will work, nothing ventured nothing gained and all that.

Have managed to sit down after getting home, collecting kids, become a personal dresser and hairdresser before despatching them at the school disco, came home for a bit to start to make dinner and then back to pick them up whilst OH is swanning around - oh how I wish to be a man at time :cool:

Spent about £1.8- today on stuff for kids lunch boxes and emergency peanut M&Ms

Happytogetdebtfree

hey imd, we rang a and l and said we were disappointed and said we would leave they are refunding all charges we have ever had from them because they dont want to loose custom so good luck with yours i was considering saying a 0% overdraft wouldnt go a miss either lol

macgirl

Lucky you that you get to "drop" them at the school disco. I had to endure rank wine last week - and it was warm

roomontheend

Hi, Sorry to hear about your stupid charges you must be mad to say the least.

I have been ebaying most of the day as it is free, so fingers crossed.

Happytogetdebtfree

Good luck room on the end, eBay free day always a bonus :-)

bridget81

Hi In my dreams.

i have just read your diary from start to finish, and find people like you (and hypno) such an inspiration, and it remainds me there is hope - things can be extremely difficult at times, and OH's well, need i say more. (My OH is in the midst of having his light bulb moment i hope!)
keep up the good work, i will be reading along and although i am not a big poster, i may say hello every so often..

Hope everyone has a lovely day

Bridget x

Happytogetdebtfree

Hi imd, hope you are keeping well look forward to an update x

In_my_dreams

Hello everyone and newbies

Well good news is that today I have had a phone call from car insurance company confirming that they are refunding 100% of the premium :j so a letter was well worth it. I complained about the fact that I couldn't transfer the policy and the man agreed it was disgusting. So I actually get a free months car insurance

Not heard from BUPA or bank yet but this is a bonus re the car!

Spent the weekend cleaning the house. All day Saturday on downstairs so it was spotless. Then the upstairs :eek: spent ages on DS's bedroom and bag fulls of rubbish and stuff to ebay. I've seen some of his toy sets on ebay for up to £50 so I will have to keep fingers crossed for that.

DH did the shopping this week and came in at a brilliant £54 and we haven't bought anything else so all is good. We are also gradually chipping away at our things to do list which is nice and rewarding.

Put a few things on freecycle as I have asked for a few things so it's only fair and it is stuff which is too big for me to post out on ebay.

Have also been Mrs Hormonal this weekend!! Think the marathon caught up with me and had really tired legs this weekend, ended up having a solo bike ride and really clearing the cobwebs and blowing away all my worries, albeit for a short while.

I don't know about everyone else but if I am not busy all the time, the debt really plays on my mind and so I find it really hard to relax - need to address this as it is a mental thing that if I am doing stuff I am paying off the debt, despite the fact that I work all week??

I am now just waiting to see if OH gets his bonus as we really really need it - yet more fingers crossed!

Happytogetdebtfree

Hi imd, if I have time to think debt is what I am thinking about and it drives you insane even if you are working I thnk it's jut the pressure of knowing it's there grr. Great news on the insurance and the deep cleaning weeken I'm half asleep due to nights so going to try get back to sleep xx keep up the good work

taxi73

It's always on my mind too.I'm always looking at ways to scrimp and scrape so that I can pay more off.
Well done on the insurance and go you with the cleaning...well done x