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£77,366.35 reasons to be debt free!

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Comments

  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Well Taxi, I was right and they charged me £25 :mad: Going to write to them but doubt I'll get very far, paid money in first thing yesterday morning and all for 2p - but hey ho!

    Up bright and early this morning but the kids played up a little, although managed to get my packed lunch made just in time!

    Have so many loose ends to tie up at work before I start the next big project but no enthusiasm to do it. Slightly achy legs from last night but quite pleased that I managed to get a bit of speed back in my legs after the marathon.

    Had momentary stress re money last night and then fell to sleep as exhausted, comes and goes. Watched the lottery with OH and talked about what we would do if we won it - but we didn't - quelle surprise!

    Have a good day everyone!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    If they don't refund it, that's terrible! Isn't there something somewhere about how charges have to be proportionate? £25 for 2p most certainly isn't!st

    Anyway, think you are doing well still running after the marathon. My body would be still in shock! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    InaPickle wrote: »
    If they don't refund it, that's terrible! Isn't there something somewhere about how charges have to be proportionate? £25 for 2p most certainly isn't!st

    Anyway, think you are doing well still running after the marathon. My body would be still in shock! ;)

    I am certainly going to try as it is not proportionate as well, might look on here for a template?

    I think my body is still in shock but I am a stubborn mare :D
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    I am certainly going to try as it is not proportionate as well, might look on here for a template?

    I think my body is still in shock but I am a stubborn mare :D

    Give it a go - you never know. ;)

    (Ooh, that rhymed! :))
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Been super productive:-

    1) Written letter to A&L for £25 charge to be repaid on grounds of disproportionate and they are greedy barstewards (although obviously I didn't put that bit down).

    2) Letter to BUPA re complaint.

    3) Letter to Insurance Company asking for most of money back otherwise I will report them to the Ombudsman.

    Sorted :)
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • imd say no more about a and l i could really grrr at them, they are chargiong me 25 pound for a returned payment but the cash was available because it paid loads of other bills that day but probably because they dont start while 9am and direct debts get requested before 9am they feel they can charge you its flaming disgusting and i am moving banks i think !
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi you! Thanks for comments on my diary i appreciate it.xx
  • taxi73
    taxi73 Posts: 20,815 Forumite
    sorry to hear that they have charged you...I don't blame you writing to them It's got to be worth a shot.
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Can't beleive they charged you for 2p! I'd be on the phone with my sob story. Hope you get it refunded x
  • mrs_robinson_3
    mrs_robinson_3 Posts: 488 Forumite
    Well done IMD on fighting back! Hope they all see sense

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
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