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£77,366.35 reasons to be debt free!

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    She is very famous.....................famous for being a fast runner and a good DFW!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    rupe34 wrote: »
    Hi IMD - just catching up. You are clearly v famous and important having had your very own troll!:rotfl:I think he got more than he bargained for though. Remind me to NEVER get on the wrong side of any of you!:D

    And you know what the beauty of reading it all was? The fact that they beat down his scurulous allegations with logic and deathly accuracy. :D It was one of those situations where I thought 'Is it even worth acknowledging this illogical idiot as it will probably only give him ideas above his lowly station', but having Hypno - the professional financial guru - aboard only made the sinking of his illogical ideals all the sweeter. :)

    Tra la la la la...we're not listening! :rotfl:
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P    roud to be dealing with her debts 1198~
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Haha nothing like sweet victory. :-) just done an updat and I am finally unde the 60k mark yipeeeee it's given me an incentive to maybe pay more off debt instead of doing diy in house :-/ but some of the diy jobs are essential arghhhhh anyway enough said must keep going x hope you slept well imd x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well done on getting to the next milestone HTGDF :T

    Have a good week everyone x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Well done on hitting that milestone - always a sweet feeling - Enjoy :)
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Why is it when you hit a milestone you feel the need to berate yourself becuase of how far you have left to go then you end up feeling fed up... anyway must try and keep focused just as one thing pleases another makes you feel down again arghhhh :'(
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Don't go there its about moving forward and appreciating how far you've come. I always found it easier to focus on one card rather than the overall debt. Bit sized chunks and all that. Blimey girl you come from £77k of debt to under, I'll repeat, under £60k. Every month that passes you are paying a greater % off the debt and once a few cards etc get cleared they really start to tumble.

    Can you also remember how it felt at the very beginning not to be added to the debt by overspending let alone paying a whacking 22% of the debt off. Enjoy your progress and focus on small targets.
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    good point working good point :D
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Happytogetdebtfree wrote: »
    Haha nothing like sweet victory. :-) just done an updat and I am finally unde the 60k mark yipeeeee it's given me an incentive to maybe pay more off debt instead of doing diy in house :-/ but some of the diy jobs are essential arghhhhh anyway enough said must keep going x hope you slept well imd x

    That is fantastic:T:T:T:T:T
  • taxi73
    taxi73 Posts: 20,815 Forumite
    IMD...hope you had a good sleep and have a good day today.
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