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£77,366.35 reasons to be debt free!

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  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Oh, finally got to reading the end of Craig's "contributions". Well done Hypno et al! :D

    Must ask though, what was all that about BP's oil spill and its effect on future pension payments? Sounds interesting...
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Wow - I go away and find not only a troll, but the fact that I have had a sex change and am going bankrupt :rotfl::rotfl:I mean I know things were bad but not that bad.

    Hypno & Macgirl - thank for fighting my corner in my absence. Clearly I have offended Craig, although why he has nothing better to do than be on a DFW board when he has no debts is beyond me?
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    hypno06 wrote: »
    Please do that craig (claim bankruptcy).......because then you will be completely different to the rest of us.

    Well said Hypno:T:T
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Morning IMD,

    I am in the same place as you this weekend. I have swapped my "stress head " for my "worry head" . I too have been awake worrying about money , and I too have said to DH that we need to earn some more money. We will both get there ... eventually:)

    Hope you all have a nice day.:)

    40SMXx
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Pickle, BP's oil spill won't affect pension payments per se.....but it is having a severe effect on the share price of one of our biggest companies, at a time that markets are already seeing uncertainty due to the Election, the financial state of Greece, Portugal, Spain etc, the unknown cost of the volcanic ash fiasco, blah blah blah.

    Most pension funds, investment trusts, and unit trusts, will hold a significant amount of BP - they are an ideal stock - capital growth and an income yield of 5% + so if the spillage leads to prolonged depression of the share price, the media will be spouting on about "billions wiped off the stockmarket" which can cause panic in an already volatile market.......which could depress the price of BP further, but also could knock other share prices too.

    Of course, if you are a mere youngster, you will go through these cycles of volatility several times over before you draw your pension - recessions, economic booms, currency crises will all come and go......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Mac I got to the last bit of your post and thought you were reciting gone with the wind frankly my dear we don't give a damn and it made me chuckle. Hypno I'm 26 and I have to say I felt abit paniced after te debate when someone asked about the debt blackhole i'd be scared to think how big that is and what it means for me in terns of moving up the property ladder. Is bp the fuel garage? X
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Ah well there's nothing like an angry person to start a debate! I am clearly going through an identity crisis as a bankrupt male!

    What I don't get, is if I was debt free and lucky enough to have savings, the last thing I would do is come on here and post stupid things. I would get on with my own life - why don't you do the same?

    Quite frankly Craig I don't care what you think, I have my debt for my own reasons. I don't owe you anything, unless you are Sir Branson or Mr Barclaycard. Go and find a banker who got a huge bonus during the debt crisis and take it out on them instead of berating me for borrowing too much and paying it back on time month after month. I have never claimed benefits or anything else, I do not default in payments and I am responsible for my mess, so stop trying to implicate I make a difference in your life.

    I'm not hurting you, and believe me, you do not offend or upset me in any way as I just choose to ignore your stupid comments. I just thank God that I don't know you personally with your shallow unfounded views about someone you don't even know.

    Jog on and close the door behind you.
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Interesting. How do you think each of the parties getting in will affect share prices Hypno?

    (Feel like Mrs Merton - "Let's start a heated debate!")
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mac I got to the last bit of your post and thought you were reciting gone with the wind frankly my dear we don't give a damn and it made me chuckle. Hypno I'm 26 and I have to say I felt abit paniced after te debate when someone asked about the debt blackhole i'd be scared to think how big that is and what it means for me in terns of moving up the property ladder. Is bp the fuel garage? X

    :rotfl::rotfl::rotfl:
    I admit I do have a touch of the Scarlet O'Hara's from time to time! My favourite line is "Frankly my dear, I couldn't give a rat's As$!" ;)
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    As I've nothing better to do with my life I have read a few of Craig's posts and I will not feel singled out by him, he appears to have told numerous people to screw themselves in the last 24 hours - I feel left out! Clearly is a nice man!

    Are we having a political debate now?
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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