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£77,366.35 reasons to be debt free!
Comments
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A job incredibly well done IMD - I would dearly love to be able to run a marathon and am in awe of your achievement!
You go girl!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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What a fantastic time IMD..absolutely well done.0
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Thats brilliant, well done. Hope you recovering well.
Kerron7 xEmergency Fund - £150/£5000 -
well done IMD on your great time on your run! Fantastic! Hope your body recovers quickly!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
i have done my last essay just some tweaks tomorrow and I can submit yipeeeeeI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Sorry for absence, am just so so busy with work and kids and can hardly find time to post on here and catch up withe everyone at the minute.
Caught up with money situation last night, it's all as usual a bit :eek: but I will break even this month, just need to make some extra.
Hopefully after my workload decreases next week I should be back to full posting service next week
1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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How are the aching limbs?Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Morning in my dreams, yes how are the aching limbs ?? Good luck at making some extra money towards the budget and debt busting xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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hi Imd know what you mean about being really busy. How much did you manage to raise with the marathon run?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
The limbs are gradually starting to return back to normal now and I no longer wince walking down stairs
I had to run for a train on Tuesday which was amusing!
Don't feel I've made much progress on the financial front but not sure why? Paid about £1350 off debts this month and I think it paid off about £1,000 after interest. I thought OH was getting his bonus this month but it seems it is next month *sigh* - will just wait yet again as we need to use this to pay for the car.
Have been good on the grocery front this week as we just haven't done any food shopping as the week has been a bit disjointed and we've survived on the cupboard contents! Have sold a lot on ebay which will go towards the holiday fund, but think I am just too tired this week to think about raising money. Think I made about £800 for my fundraising for the marathon which I was really pleased with as I do seem to keep asking people and they always remain so generous.
Still on a bit of a buzz from the weekend and now looking for my next challenge, as if I don't have something to aim for I give up and slob out!1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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