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£77,366.35 reasons to be debt free!
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Bonus week for me too, so fingers crossed for biggies all round
Sleep well xxSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Good luck with the bonus.0
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Big bonus vibes your way :-)I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Hiya :hello: Hope you're well. Sounds like a good move re: the NT. It's the right thing to balance all the stress.
Fingers crossed for a lovely juicy bonus to ease the pressure a bit. Have a good week x0 -
IMD - had another fight with A&L, they won!
As soon as I dont need the o/d I am away!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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so sorry redmadcurls stupid a and l
hope you are well imd and the bonus was good x
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
hi imd glad you go your insurance money back in the end.
Hormonal in my house too even without marathon excuse...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Hi IMD...hope everything is ok for you as you've not been here for a couple of days.0
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Hello :hello: Have been trying to post but my computer said no, not sure why?
Well, I am proof that complaints are worth it. Wrote to the nasty A&L, quoted the amount we pay in every month, how we hardly ever go over the limit and I will be taking custom elsewhere and £25 duly returned to my bank :j:j:j So I have beaten the Insurance company and the Bank this monthnow just dratted BUPA to go :mad:
Also got renewal letter from RAC last night for £160, rang them up and said I wouldn't be cancelling it and wanted to look around for a better offer, they then offered me £90!!! So one phone call and £70 better off which shows just how they try and rip you off in the first place! Going to have a look on quidco anyway just to see if I can get any better deal but doubt it.
Have a huge list of things to pay if/when OH gets his bonus, it would leave us with both cars serviced, roof fixed, camping holiday paid for, new suit for OH, few clothes for kids and the surplus to pay off debt as well as hoping to clear the Next bill. I just need to be in a kind of clean slate position so that all the messy bits that need dealing with (DD's school trip) are sorted and I can focus 110% on the debt busting. I think this is the best way to do it, rather than try and pay it all off the debt?
Having a rollercoaster of ups and downs at the minute. A friend has just been given a load of money from her in-laws and is hardly even grateful and I just wish I was that lucky. Moaned to OH a bit but he said that despite our woes there are no friends that he would want to swap his life with and our problems are short term - bless him
Hoping weather stays nice as we are going to take the kids out after work for a walk - all free.
Off to catch up with everyone elses diary now whilst pretending to do some work.1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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He is right....lol for once.
Hope your bonus comes through and the weather stays nice.0
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