📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£77,366.35 reasons to be debt free!

1147148150152153178

Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well done on a superb run - that puts you sub 4 for the marathon doesn't it?

    :T:T:T:T:T
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Whooo - well done!!! :T Enjoy your "reward"
  • Glad you enjoyed the run and you feel better :D me and oh scouted round ba and q getting totals for diy so i can save and budget and not add debt notthat i would be able to lol x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • 40somethingmum
    40somethingmum Posts: 2,513 Forumite
    Well done Mrs !!!:T:T I cannot run for 20 mins never mind 20 miles so hats off to you girl :T:T. Enjoy the rest of your bank holiday and the chocolate;)

    Love as always

    40SMxx
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Well done, IMD. It's nice to see you [STRIKE]bouncing[/STRIKE] running back at things!
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • taxi73
    taxi73 Posts: 20,815 Forumite
    Well done on the running...great times.
    Great idea to tackle one debt at a time..it'll make it far easier.
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Thank you, feel pretty pleased with myself :) but even more pleased that it's over!

    Just laid on the settee watching Harry Potter for hours and really relaxed, very chilled household at the moment.
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Yay I love harry potter! Enjoyed the chilled outness :-) x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    Wow, well dne IMD! The only runnig I have been doing is in catching upwith your thread ;).
    Thank you for being here, I don't know if you know how much it means. Bizarrely I am more honest with you lot than anyone and it makes a difference to be supported.

    I know just what you mean! I'm just the same. The great thing about it is it has allowed me to be less stressed with my friends and they are seeing more of the old me these days! Though they do think I am obsessed with MSE :D:rotfl:

    Here's to lots more holding hands with OH ;).
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi IMD pleased you have had some positives in the last few days. Sorry about the lows. I know the "adding to debt" feeling. We had to add £4K to our debts last year when we bought the car (our other 2 died) but it had to be done. Without that instead of a debt of £11940 we would be at £7940. A third less!

    One of the things I tell myself though - is that even though things feel tight now and I feel like I have no money - I actually have more money than when I was earning more but spending like there was no tomorrow. Congratulate yourselves on better matching your income to expenditure. Even sir Martin classes car debt as good debt rather than bad debt as it is linked to a tangible asset that helps you work...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.