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£77,366.35 reasons to be debt free!

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  • Nelmer
    Nelmer Posts: 214 Forumite
    I have just caught up on all the chat.....IMD you have brightened my dull day!! Keep up the good work with the barbies!! x
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • Nelmer wrote: »
    Hi IMD, don't know if this will hinder or help:
    One of our springers was sick about 3 weeks ago. A trip to the vets resulted in a stomach upset and a round of drugs = £119. 3 days later he still hadn't stopped being sick so we went back to the vets. 1 x-ray, 3 overnights and a whole round of drugs = £753. What had he done? Swallowed a stone & it had lodged in his intestine. Our springers are only 18 mths old. Without our pet insurance we would be truly stuffed, we only have a £50 excess to pay.........I'd opt for the insurance any day of the week (IMHO)

    xx

    Totally agree . I have a springer pup who is almost 5 months and he eats EVERYTHING.

    40Smx
  • Well he is trying.....very trying.

    We have just laughed a lot, having washed and conditioned the doll's hairs (all 5 of them) me and OH have just sat brushing out all the knots and stickers (??) like it was a normal Monday night thing to do - OH quietly muttered "rock and roll" :rotfl::rotfl::rotfl::rotfl:

    Insurance - I just cannot bring myself to cancel it! If I had to have any of them put down for something like the stone then it would be horrendous. Think I will get a pot of £1k together and then cancel it. Now to break the news to OH - will wait until he's finished brushing the hair.....


    :rotfl::rotfl::rotfl::rotfl:

    You are a tonic , girl:T:T

    Love
    40Smx
  • Hey IMD. I go away for a few days and your thread grows and grows! Brilliant breakthroughs all round for you, clever girl. Loving the Barbie makeovers....I have 38 Action Men in my loft that feel sure should be ebaying....but the idea of dressing them, posing them, taking photos.....is beyond me! So am taking off my hat to you and your eBay marathon. Glad you love your OH, he would really, really try my patience.....good for you in sticking with him (and it....)

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
  • Morning all - just!

    Lo and behold my next ebay package arrived today so back to it :cool:

    Had hair cut within budget and tottled off to the chemist to get some hair lightening cream for the legs before physio (I do have some standards!) and went to pay and yes - I forgot I didn't have my card and only £3 :o BUT then realised it was now part of Boots and paid for it with my advantage card :j:j Phew embarrassment of having no money and then dark hairy legs abated for the short term.

    Off to do my legs now, let's hope no one visits me in the interim as I will look a sight!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • hi IMD keep the pet insurance ive had 3 trips to the vets this time they have reffered us first thing she asked was do you have pet insurance we said yes she said thank god this is going to cost at least 3k i couldnt imagine if i didnthave pet insurance doesnt help with the emotional grief mind im so upset :( x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Evening - I now have 153 things listed on ebay :j:j another box to put on but that's for another night.....

    Been out running, it was horrendous, just one of those bad days I guess but in a really bad mood now. :mad:

    No money spent today that was unbudgeted :j
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Ooooh I've got three stars now :D Clearly got too much time on my hands!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • And do you have new runners!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • No, I'm going to wait for sales on ebay to cover the amount and then speak to OH about it - so kind of being sensible but I do intend to get them...
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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