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£77,366.35 reasons to be debt free!

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Comments

  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Whilst sat at work, after having done a teeny bit of work I've found a website called Totally Free Wills through Sir Martin and have just done my own will for free :j:j

    Back to work now...........
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Nelmer
    Nelmer Posts: 214 Forumite
    So that's why I'm sat at this tiny desk like a battery chicken between 9am and 5pm.......i'm supposed to be working...:rotfl::rotfl::rotfl:
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    well done on sorting out a free will - we really need to do that

    153 items on ebay - well done you! You are certainly putting a lot of effort in. Hope you can afford the new trainers very soon!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • WorkingHardDFW
    WorkingHardDFW Posts: 1,324 Forumite
    Blimey 150 items listed - respect for that Lady - well done
    Working Hard to be Debt Free - one day :A soon
    DFW Long Hauler 74; Mortgage overpayments MFiT-2 challenger 100
    Total Nov07 £36000, Sep10 £1623:o:)
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Thank you Thank you Thank you :D

    IAP and Nelmer - you have mail!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    In_my_dreams wrote: »
    Thank you Thank you Thank you :D

    IAP and Nelmer - you have mail!

    Woo hoo! :D I'll have to check it quickly before work.

    You're brill, dreamy! :D

    *Pickle scuttles off to inbox excitedly*
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P    roud to be dealing with her debts 1198~
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Oooh! What is that shiny, pretty thing sitting in my inbox?!

    It's so fabulous, I will have to explore the intricacies and wonders after work, as if deserves much more than the five minutes I can give it now.

    Thanks again! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P    roud to be dealing with her debts 1198~
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    InaPickle wrote: »
    Oooh! What is that shiny, pretty thing sitting in my inbox?!

    It's so fabulous, I will have to explore the intricacies and wonders after work, as if deserves much more than the five minutes I can give it now.

    Thanks again! ;)

    Hope it works, not sure whether the formulas will stick once I've emailed it, if not we could try it via googlemail....
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    can i have it toooo :D@ :D i like a nice spread sheet
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Nelmer
    Nelmer Posts: 214 Forumite
    I'm stuck in work with no access to my emails and dying to see my shiny new spreadsheet.....thank you for forwarding it IMD and I'll have a play when I get home x
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
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