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£77,366.35 reasons to be debt free!

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    Having money left before payday is great news...and proves the budget works go you.
  • HTGDF - As soon as I know it works for the others I'll send it over with pleasure!

    Taxi - v v true, particularly as the last 2 month ends I've incurred bank charges so things must be working. I keep peeping at your diary and meaning to post.....

    Sold a few things on Buy it now on ebay so more money in the pot, enough to get the trainers with but I'm going to wait until tomorrow and then discuss it.

    Managed to get kids in bed early by lying to the youngest about the real time. He's knackered and not willing to accept that (I'm NOT tired!!) so he went to bed at 6.30pm thinking it was 8.30pm :rotfl:Fortunately he can't read the time!

    Off to eat chocolate now - because I want to!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Ha ha i do that with the time to. Make the most of it i say!!!
  • Nelmer
    Nelmer Posts: 214 Forumite
    Hi IMD,
    Your spreadsheet is great. I've resolved the problem on the 'actual' page (have emailed you). This spreadsheet puts a different perspective on things for me and I am grateful to you for sharing it. :):)

    xx
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • Nelmer wrote: »
    Hi IMD,
    Your spreadsheet is great. I've resolved the problem on the 'actual' page (have emailed you). This spreadsheet puts a different perspective on things for me and I am grateful to you for sharing it. :):)

    xx

    So glad it worked, was it easy to fix? I love it, nothing like a sheet of figures to get me going :)
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Nelmer
    Nelmer Posts: 214 Forumite
    It was easy to fix, your formula wasn't quite finished! I love a good spreadsheet to, and often another persons view is just what it needs!!!
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • Nelmer wrote: »
    It was easy to fix, your formula wasn't quite finished! I love a good spreadsheet to, and often another persons view is just what it needs!!!

    You'll have to email me or post on here how to fix it and then I can change it before I send it to anyone else. I just like how it's colourful and shows just where my money goes and just how skint I am! :rotfl:
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Nelmer
    Nelmer Posts: 214 Forumite
    You'll have to email me or post on here how to fix it and then I can change it before I send it to anyone else. I just like how it's colourful and shows just where my money goes and just how skint I am! :rotfl:
    I have sent you an email with the corrected spreadsheet on....thank you again...I can't wait for payday and to start filling it in :D :rotfl:
    Natwest Card 27.06.10 (reduce every month) £267.63
    Gave up smoking 16th July 2007 :T
  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    Spreadsheets bewilder me. I can only colour the boxes in excel - can't even work out how to do a basic formula :o.

    You may well be asked to send it to us all en masse ;) It sound useful and pretty! Always a good combination in my book :).
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
  • dawnybabes
    dawnybabes Posts: 3,368 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oooh I need it too ...... I adore spreadsheets, can spend all day filling them in (not doing anything about them of course - but feel better for filling them ....)

    When OH & myself got together many many years ago and had a joint account - the rule was we had to clear it with the other with any single purchase over £20 - it worked for us and 17 yrs we are still together so we got over the mistrust -lol
    Sealed pot challenge 822

    Jan - £176.66 :j
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