£77,366.35 reasons to be debt free!

brizzledfw

Well done IMD..keep going and you should have a huge lift from that EBay marathon..thats truly some feat

taxi73

You are going great guns.

satchmo1

IMD, re the pet insurance, if you decide it's a necessity, how about deferring it for 6 months or so until the cash-flow eases... and in the interim put ~75% of the premium into a separate "just in case" pot? Satchmo x

In_my_dreams

Good evening all!

Had a good day at work, total spend of £1.62 and that was on food for house :j and nothing else. Came home and nearly fainted when peeked at the spending diary and the OH had in fact filled it in after a very small Spar trip and totalled what was left Yes I did nearly faint!
He then discussed with me the opportunity to go out with work and was considering declining due to cost. We then sat down like two adults (grown up people) and discussed how he could afford to go if we budgeted for it next week by not spending our weekly budget. He also acknowledged that he thinks (like it was his idea) that by discussing what we are going to do in advance and budgeting for it (in advance), then it means that we can still do things and not get into debt :wall: Yes!!! I know I've been trying to explain!

So if we are good this week and most of next we will have enough for us to do something nice with the kids as well :j Getting there........

Am now sat with DD's dolls she is willing to put on ebay washing, conditioning and brushing their hair - desparate me - yes :cool:

brizzledfw

Well done IMD..remember bite your tongue and think baby steps!!

Nelmer

Hi IMD, don't know if this will hinder or help:
One of our springers was sick about 3 weeks ago. A trip to the vets resulted in a stomach upset and a round of drugs = £119. 3 days later he still hadn't stopped being sick so we went back to the vets. 1 x-ray, 3 overnights and a whole round of drugs = £753. What had he done? Swallowed a stone & it had lodged in his intestine. Our springers are only 18 mths old. Without our pet insurance we would be truly stuffed, we only have a £50 excess to pay.........I'd opt for the insurance any day of the week (IMHO)

xx

REDMADCURLS

See Nelmer now I am nervous!! Swaying back to do not cancel!!

macgirl

In_my_dreams wrote: »

Good evening all!

Had a good day at work, total spend of £1.62 and that was on food for house :j and nothing else. Came home and nearly fainted when peeked at the spending diary and the OH had in fact filled it in after a very small Spar trip and totalled what was left Yes I did nearly faint!
He then discussed with me the opportunity to go out with work and was considering declining due to cost. We then sat down like two adults (grown up people) and discussed how he could afford to go if we budgeted for it next week by not spending our weekly budget. He also acknowledged that he thinks (like it was his idea) that by discussing what we are going to do in advance and budgeting for it (in advance), then it means that we can still do things and not get into debt :wall: Yes!!! I know I've been trying to explain!

So if we are good this week and most of next we will have enough for us to do something nice with the kids as well :j Getting there........

Am now sat with DD's dolls she is willing to put on ebay washing, conditioning and brushing their hair - desparate me - yes :cool:

:rotfl::rotfl::rotfl::rotfl::rotfl:
At all of the above!

WorkingHardDFW

LOL IMD that did make me smile:rotfl:They're not quick these OH's at times are they, bless :beer:. Progress though progress

Happytogetdebtfree

Nelmer de ja vu except my dogs just in the early process cocker she's not been well so I went emergency vets that was 120 I went back today 80 quid xray an drugs still don't know what is up with dog to go back in 7 days unless she don't improve if it gets any more costly il be using my claim form x