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10 months and counting

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12467…13

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  • september09
    september09 Posts: 392 Forumite
    Cat food and cakes would go down well in our house too!

    And that did make sense! :money:
    Proud to be dealing with my debts one step at a time.
    Weight Loss Progress - 0 out of 56lbs
    WBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbs
    Part of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS baby
    October NSD's 0/10
  • claire0788
    claire0788 Posts: 983 Forumite
    Part of the Furniture Combo Breaker
    Your doing great Mel and you def dont want to :o yourself by having to put that season ticket back on :p
  • mel19632
    mel19632 Posts: 647 Forumite
    Just realised that I may reach a milestone this month - £25k paid off since LBM! That would be great if I could achieve that...
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • mel19632
    mel19632 Posts: 647 Forumite
    Woop woop! The season ticket has gone.
    Next target - clear the mint card which currently stands at 1951 by the end of October
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • claire0788
    claire0788 Posts: 983 Forumite
    Part of the Furniture Combo Breaker
    Wow whats a big target to aim for ! Good luck, im sure youll be fine for that. Also knew you could get the season ticket out :T
  • september09
    september09 Posts: 392 Forumite
    Well done on the season ticket :)
    Proud to be dealing with my debts one step at a time.
    Weight Loss Progress - 0 out of 56lbs
    WBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbs
    Part of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS baby
    October NSD's 0/10
  • mel19632
    mel19632 Posts: 647 Forumite
    Thanks!
    Feel like I am wishing my life away at the moment, all I can think about is the end of the month and making overpayments and DDs....
    To make my first 10% goal I need to pay off another £767 by the end of the month (in addition to the CC payments which are already coming out).
    I think we should have £721 spare at the moment based on my budgeting, but we will see.

    OH dropped a bit of a bombshell last night - he wants to get his own business up and running - fine, I have every faith he will succeed! but....he has made himself a target for handing in notice at work which is before our DFD target - that makes me worried. I really don't want to rain on his parade, but I would prefer to pay off the debts first so that we are a bit more secure.
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • september09
    september09 Posts: 392 Forumite
    Hi. Ive been feeling a bit like that lately.. I think I need to start living at the same time as thinking about debts, overpayments, etc etc. Like, I need to learn to live in between paydays and not just wait for the end of the month! Lol.

    Maybe a gentle suggestion to OH that he start up the business...but wait just a little bit longer to hand in his notice? Like try to do the two together?

    How far before DFD does he want to hand it in?
    Proud to be dealing with my debts one step at a time.
    Weight Loss Progress - 0 out of 56lbs
    WBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbs
    Part of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS baby
    October NSD's 0/10
  • mel19632
    mel19632 Posts: 647 Forumite
    By 31 March 2010 at the latest....
    I feel like I have become a lot more relaxed about money etc over the last 6 months - so I must have been awful before!
    I think he sees handing in his notice as the big push to making himself work hard for himself. I can understand, but just wish he would not drop such stressful things on me!!
    Paying down the mortgage:
    At 1 October 2011: £226,000
    Currently: £224,499
    Aim: 85% LTV (£212,500)
    Paid £1,500
    Target remaining: 88.89%
  • september09
    september09 Posts: 392 Forumite
    Aww. Do you think you'll approach the subject with him?
    Proud to be dealing with my debts one step at a time.
    Weight Loss Progress - 0 out of 56lbs
    WBDF's 'Weight Loss Challenge to Christmas 2009' Progress - 0 out of 21lbs
    Part of the DFW Addicts '''Blankie Club'' - Working my way to VEGAS baby
    October NSD's 0/10
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