We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

1729730732734735977

Comments

  • busbyh
    busbyh Posts: 2,342 Forumite
    chickpee wrote: »
    Congratulations Moggy, Marshallka & Busbyh - fantastic news :beer::j:j:j

    You must be so relieved that you can put all the stress of the last few months behind you now.


    The relief is unbelievable chickpee. Have you rang FSCS again. We were going to leave it, but thought , "what the hell". Give them another go
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    edited 2 December 2009 at 7:54PM
    pinknico wrote: »
    Yes but this was reduced by £2 because the loan was reduced by £698.10 and although you settled the settlement figure would have been an extra £698.10 if you HADNT cancelled the PPI. So although you only saw the £10 if Picture had sent a PROPER breakdown! it would have shown the £698.10 on cancellation.

    Hi pinknico, now that I have calmed down, I an see exactly what you mean. Picture have taken it off and therefore our loan balance was less, hence the reduced payments.:o
    Which in turn would show a 0.00 on settlement breakdown. Also we did gain about £1700 , as Picture did waive early settlement interest, so that was a bonus for us.
    Thanks for your help. I got there in the end:beer:
    My daughter has just come home and checked the cheque and they have put the wrong initial on it, so they will have to send another one out. She is well pleased, but still worried as having a stressful time in work, unfortunately.
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • pinknico
    pinknico Posts: 3,261 Forumite
    Always a pleasure busbyh.xx
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • marshallka
    marshallka Posts: 14,585 Forumite
    busbyh wrote: »
    Hi pinknico, now that I have calmed down, I an see exactly what you mean. Picture have taken it off and therefore our loan balance was less, hence the reduced payments.:o
    Which in turn would show a 0.00 on settlement breakdown. Also we did gain about £1700 , as Picture did waive early settlement interest, so that was a bonus for us.
    Thanks for your help. I got there in the end:beer:
    My daughter has just come home and checked the cheque and they have put the wrong initial on it, so they will have to send another one out. She is well pleased, but still worried as having a stressful time in work, unfortunately.
    Very mixed emotions then I would think busbyh:confused:. I hope she sorts something out with work soon. ;) One less worry but another comes along. :rolleyes: Isn't life cruel sometimes. :confused:
  • pinknico
    pinknico Posts: 3,261 Forumite
    busbyh wrote: »
    Hi pinknico, now that I have calmed down, I an see exactly what you mean. Picture have taken it off and therefore our loan balance was less, hence the reduced payments.:o
    Which in turn would show a 0.00 on settlement breakdown. Also we did gain about £1700 , as Picture did waive early settlement interest, so that was a bonus for us.
    Thanks for your help. I got there in the end:beer:
    My daughter has just come home and checked the cheque and they have put the wrong initial on it, so they will have to send another one out. She is well pleased, but still worried as having a stressful time in work, unfortunately.

    Sorry the stress is ongoing busbyh.xx
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • busbyh
    busbyh Posts: 2,342 Forumite
    pinknico wrote: »
    Sorry the stress is ongoing busbyh.xx


    Thanks pinknico and marshallka, the way I look at it, things could be a lot worse and we should really be grateful.
    xx
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • di3004
    di3004 Posts: 42,579 Forumite
    Hope they get this sorted out as soon as possible Busbyh, I'm sure they will now.:beer:XXX
    The one and only "Dizzy Di" :D
  • :beer:
    busbyh wrote: »
    That's the first on the list, pinknico;)
    :beer::beer::beer:CONGRATULATIONS Busbyh well done:j:j:j:j:j:j:j:D:D:D:D:D:D:D:D:D:D:D:D
  • busbyh
    busbyh Posts: 2,342 Forumite
    edited 2 December 2009 at 11:10PM
    :beer:
    :beer::beer::beer:CONGRATULATIONS Busbyh well done:j:j:j:j:j:j:j:D:D:D:D:D:D:D:D:D:D:D:D

    thanks newtonchang, i'm sure you will be soon. I do hope that everybody who is still waiting will hear very soon
    xxxx
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    edited 2 December 2009 at 11:17PM
    di3004 wrote: »
    Hope they get this sorted out as soon as possible Busbyh, I'm sure they will now.:beer:XXX

    I's sure they'll be ok. She has until MArch, so more than likely will find something before then. Got to stay positive. At least she will be rid of most of her debts, which is a plus. Imagine if she hadn't won, could have been in a far worse position. If I recall the same thing happened to Honey 2 with her husband being made redundant and also your OH is still looking for a job di.
    xx.
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.