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Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

1727728730732733977

Comments

  • busbyh
    busbyh Posts: 2,342 Forumite
    edited 2 December 2009 at 2:02PM
    pinknico wrote: »
    That looks ok Busbyh, you just need the lady to reassure you that at the time you cancelled the PPI in 2008 £698.10 was removed from the loan total and was not included in the settlement figure.

    But I expect that it is all fine it is just Picture not giving breakdowns again to customers but the FSCS will have everything broken down and would have spotted any funny business!

    Thanks pinknico. I did think maybe they (picture) have taken it into account with the settlement figure, if they give us a proper breakdown we would not have this hassle.
    Think you are probably right though, but just need to be sure. Better off in their (my daughter's )pocket if it is wrong.
    :beer:xxxx
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    pinknico wrote: »
    Does not mean there was never any PPI refund.

    No, only the 3 months of reduced payments, I thin as you say £2pm. I am being generous saying £10
    xx
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • pinknico
    pinknico Posts: 3,261 Forumite
    busbyh wrote: »
    Hi pnknico,I see what you are saying but we settled the loan 3 months after cancelling the PPI so only rcd 3 months of reduced payments, which amount to about £10 at most:confused:


    Yes but this was reduced by £2 because the loan was reduced by £698.10 and although you settled the settlement figure would have been an extra £698.10 if you HADNT cancelled the PPI. So although you only saw the £10 if Picture had sent a PROPER breakdown! it would have shown the £698.10 on cancellation.
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • pinknico
    pinknico Posts: 3,261 Forumite
    As you say if Picture had been at all proffessional in any of their calculations and figures they sent to customers there would be no delay in banking cheques!
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • Wow i have missed all these gr8 posts,
    ABSOLUTELY BRILLIANT NEWS !! CONGRATULATIONS TO MOGGY - PUTTY AND OF COURSE MARSHALKA AND BUSBYH WHO HAVE BEEN A GREAT HELP TO ALL OF US !!
    Hope Chickpee is sorted PDQ and i will wait with baited breath fo my own good news.
    i have a felling in Busbyh,s water it will be next week !!
    p.s DI thanks for the mention in your post earlier u r special missus !!
    i have even used bold and coloured fonts for the firs time ever i am so pleased !! now how do you turn it off ?!?!! Ha ha !!
  • busbyh
    busbyh Posts: 2,342 Forumite
    pinknico wrote: »
    As you say if Picture had been at all proffessional in any of their calculations and figures they sent to customers there would be no delay in banking cheques!

    Cheers pinknico. I see exactly what you are saying. Many thanks, just my head does get somewhat confused with all the figures;):D
    Whichever way it goes, they will be able to bank the cheque by the end of the week and get rid of their Credit card first and foremost
    :beer::beer:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    honestbob wrote: »
    Wow i have missed all these gr8 posts,
    ABSOLUTELY BRILLIANT NEWS !! CONGRATULATIONS TO MOGGY - PUTTY AND OF COURSE MARSHALKA AND BUSBYH WHO HAVE BEEN A GREAT HELP TO ALL OF US !!
    Hope Chickpee is sorted PDQ and i will wait with baited breath fo my own good news.
    i have a felling in Busbyh,s water it will be next week !!
    p.s DI thanks for the mention in your post earlier u r special missus !!
    i have even used bold and coloured fonts for the firs time ever i am so pleased !! now how do you turn it off ?!?!! Ha ha !!

    CHEERS BOB, FANTASTIC ISN'T IT. I'M SURE YOURS WILL BE VERY SOON(MY WATERS TELL ME SO):D:D
    :beer::beer::beer::beer::beer::beer:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • di3004
    di3004 Posts: 42,579 Forumite
    honestbob wrote: »
    Wow i have missed all these gr8 posts,
    ABSOLUTELY BRILLIANT NEWS !! CONGRATULATIONS TO MOGGY - PUTTY AND OF COURSE MARSHALKA AND BUSBYH WHO HAVE BEEN A GREAT HELP TO ALL OF US !!
    Hope Chickpee is sorted PDQ and i will wait with baited breath fo my own good news.
    i have a felling in Busbyh,s water it will be next week !!
    p.s DI thanks for the mention in your post earlier u r special missus !!
    i have even used bold and coloured fonts for the firs time ever i am so pleased !! now how do you turn it off ?!?!! Ha ha !!

    lol aww your welcome Bob.:A

    Not sure how to turn it off though lol.....:o:rotfl::D


    I'm sure yours is on its way as well Bob, can't wait for you to post up to say your Cheque have arrived at last.:T
    Am waiting...........
    Good luck to you, will be looking out for your posts.:beer:

    Di
    X
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    So happy with everyone winning their money back, hooraaaayyyyyy :j:j:j
    Bet your daughter and son in law are sooo happy busbyh, and are very proud of you, well done, you have worked very hard here, and deserve loads of medals and more and more and more........
    :beer::beer::beer::beer::beer::beer::beer::beer:
    XXXXXXXXX
    The one and only "Dizzy Di" :D
  • pinknico
    pinknico Posts: 3,261 Forumite
    Getting rid of a credit card is fantastic for them Busbyh.xx
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
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