Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

busbyh

barloo69 wrote: »

Ah TY Busby. I found a v good letter that somebody had written re after cca 'ing a loan getting the FP to remove the default status they unlawfully placed on your CRA file. !!! Cant find it anywhere and its driving me nuts.

ta.

On a Picture front, things seems to have gone off the boil a bit. I wonder just how many lurkers on the thread there are? Also do we know if FSCS going to be writing to all PICTURE clients or does it require the claimant to make the initial complaint.

barloo

There is a sticky - Standard letters to creditors etc. The letter you are trying to find may be on this thread.There is also a link on page 6 of this thread

Good Luck

di3004

Seems to have come to a standstill on the claims, but hope you all hear of at least some positive news this coming week, and also about the other issues as well about the NCB, fingers crossed for you all.:beer:

marshallka

barloo69 wrote: »

Ah TY Busby. I found a v good letter that somebody had written re after cca 'ing a loan getting the FP to remove the default status they unlawfully placed on your CRA file. !!! Cant find it anywhere and its driving me nuts.

ta.

On a Picture front, things seems to have gone off the boil a bit. I wonder just how many lurkers on the thread there are? Also do we know if FSCS going to be writing to all PICTURE clients or does it require the claimant to make the initial complaint.

Just a stab in the dark here barloo but I found this one on another site

Dear Sirs,

I refer to your unlawful termination of the above agreement occasioned by your demand for me to pay the full outstanding balance of the account thereby unlawfully terminating the agreement.

You were not allowed under the CCA to demand any of the benefits of s87 without first having issued an effective default notice giving me an opportunity to remedy the alleged breach and pay any arrears claimed

Furthermore and notwithstanding the foregoing you were in any event prevented from enforcing the agreement by virtue of being in default of your obligations under s78 of the act

There was no lawful basis upon which the agreement could be terminated therefore I consider your termination of the agreement as being a repudiatory breach of contract which I have accepted and, for the avoidance of doubt, confirm that as I have elected to accept your unlawful repudiation of the contract I am therefore discharged from any ongoing liability under the former agreement. save for arrears genuinely due at the time of termination, set against which will be my claim for damages, including but not limited to the damage to my credit reputation as a result of your unlawful actions

I look forward to receiving your proposals to deal with this matter


Yours sincerely
__________________

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/219869-who-write-first-invalid.html


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busbyh

di3004 wrote: »

Seems to have come to a standstill on the claims, but hope you all hear of at least some positive news this coming week, and also about the other issues as well about the NCB, fingers crossed for you all.:beer:

Cheers di, it is getting so frustrating when the only thing we can do is phone, and still be non the wiser:mad:

Anyway, I will just look forward to XFactor and see what happens to the "terrrible twosome":eek::eek:
I'm for Olly, Danyl or Jamie Afro, cant make my mind up, few good one's this year., Stacey quite good too
xx

di3004

busbyh wrote: »

Cheers di, it is getting so frustrating when the only thing we can do is phone, and still be non the wiser:mad:

Anyway, I will just look forward to XFactor and see what happens to the "terrrible twosome":eek::eek:
I'm for Olly, Danyl or Jamie Afro, cant make my mind up, few good one's this year., Stacey quite good too
xx

Your welcome hun.;)
Yeah I know, and Picture have been longer in default than TWOPART, and I'm moaning already.......:o, you and some others have been waiting more than ample time, its pathetic isn't it?

Oh yes X FACTOR, I look forward to that, and great choice hun, do ya reckong the terrible 2 will still be in by tomorrow's results?:eek:.
Stacy is such a character lol, she makes me laugh, but a great singer.;)
Enjoy hun and relax if you can.:beer:;)Xxx

busbyh

marshallka wrote: »

Just a stab in the dark here barloo but I found this one on another site

Dear Sirs,

I refer to your unlawful termination of the above agreement occasioned by your demand for me to pay the full outstanding balance of the account thereby unlawfully terminating the agreement.

You were not allowed under the CCA to demand any of the benefits of s87 without first having issued an effective default notice giving me an opportunity to remedy the alleged breach and pay any arrears claimed

Furthermore and notwithstanding the foregoing you were in any event prevented from enforcing the agreement by virtue of being in default of your obligations under s78 of the act

There was no lawful basis upon which the agreement could be terminated therefore I consider your termination of the agreement as being a repudiatory breach of contract which I have accepted and, for the avoidance of doubt, confirm that as I have elected to accept your unlawful repudiation of the contract I am therefore discharged from any ongoing liability under the former agreement. save for arrears genuinely due at the time of termination, set against which will be my claim for damages, including but not limited to the damage to my credit reputation as a result of your unlawful actions

I look forward to receiving your proposals to deal with this matter


Yours sincerely
__________________

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/219869-who-write-first-invalid.html


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You been looking also marshallka, this could be the one barloo wants.
I was just browsing through the site as there is nothing much on the Picture front at weekends, unfortunately:mad:
xx

busbyh

di3004 wrote: »

Your welcome hun.;)
Yeah I know, and Picture have been longer in default than TWOPART, and I'm moaning already.......:o, you and some others have been waiting more than ample time, its pathetic isn't it?

Oh yes X FACTOR, I look forward to that, and great choice hun, do ya reckong the terrible 2 will still be in by tomorrow's results?:eek:.
Stacy is such a character lol, she makes me laugh, but a great singer.;)

Enjoy hun and relax if you can.:beer:;)Xxx

Great singer and she is funny,(in not too large a dose) couldn't cope with her 24/7 drive me nuts:eek:
This is is a strong possibilty they will win:eek::eek: can't understand why Simon didn't get rid of them last week when he had the chance. They obviously make for good veiwing figures, as I do find myself saying "wonder what they will get up to tonight":rolleyes:

Got that wrong, it wasn't them in the last two, (think I just hopes they were)

di3004

busbyh wrote: »

Great singer and she is funny,(in not too large a dose) couldn't cope with her 24/7 drive me nuts:eek:
This is is a strong possibilty they will win:eek::eek: can't understand why Simon didn't get rid of them last week when he had the chance. They obviously make for good veiwing figures, as I do find myself saying "wonder what they will get up to tonight":rolleyes:

lol,:rotfl::rotfl: well Stacy looks like my niece Jodie, but not the same sense of humour though lol.

But yeah it can be a bit too much, even Rachel when she was there, almost turned into her didn't she?:eek:, it must be catching lol .

Yeah I know what you mean with Simon......lol

busbyh

di3004 wrote: »

lol,:rotfl::rotfl: well Stacy looks like my niece Jodie, but not the same sense of humour though lol.

But yeah it can be a bit too much, even Rachel when she was there, almost turned into her didn't she?:eek:, it must be catching lol .

Yeah I know what you mean with Simon......lol

Yes I thought that about Rachel, spending too much time together.

di3004

busbyh wrote: »

Yes I thought that about Rachel, spending too much time together.

pmsl :rotfl::rotfl::D, its just started.......:T, may catch you later hun, enjoy.:beer::AXXx