Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

pengi

Hi All!

When i asked what they needed from C & G they said they needed to know what the interest rate applied to the amount used to pay off picture and when the mortgage commenced. If yours like us was a fixed rate deal that makes it fairly easy one would asume - but who knows with deloittes!!!:mad::mad:
I assume they have sent the same amount of info as you had and when I spoke to Deloittes on Fri the case handler said that info was enough what was holding ours up was target info.

di3004

pengi wrote: »

Hi All!

When i asked what they needed from C & G they said they needed to know what the interest rate applied to the amount used to pay off picture and when the mortgage commenced. If yours like us was a fixed rate deal that makes it fairly easy one would asume - but who knows with deloittes!!!:mad::mad:
I assume they have sent the same amount of info as you had and when I spoke to Deloittes on Fri the case handler said that info was enough what was holding ours up was target info.

Hi hun
This is so confusing.

See my Twopart case was not involved in the paying off on the remortgage, the lender was nemo and then we had the loan advance to sort of clear the twopart loan, the nemo/lender case was resolved with the FOS a few months after we remortgaged.

I have told Deloittes this many of times, I thought in my case they would only require the details from the lender of the loan advance who were nemo, and they already have these........

After all this - it could be wasted time.

Yes ours mortgage was fixed as well hun.

Hope your okay, as it seems your being messed about all the time as well hun. Xxx

pengi

It is all so confusing!!! The only thing keeping me going is the hope that they would not go to all the trouble to get the info if they were going to decline it????
Has anyone else heard of anyone else who was declined apart from Honeys friend?:A
How you feelin Di?

di3004

pengi wrote: »

It is all so confusing!!! The only thing keeping me going is the hope that they would not go to all the trouble to get the info if they were going to decline it????
Has anyone else heard of anyone else who was declined apart from Honeys friend?:A
How you feelin Di?

Its maddening isn't it?

I was just checking copies of all the details I supplied them with, and that includes letting them know that Twopart was not involved with the remortgage side of it, in fact several times I had done this now.

I have not heard of anyone else apart from Honey's friend up to now hun.

Feeling very baffled about the whole thing, seems like its going to go on forever doesn't it?

Hope your well though hun.:AXxx

NEWTONCHANG

di3004 wrote: »

Thanks hun.:A

Was just having a laugh, at the bottom of the letter they have:
Cc "Delights" instead of copied to Deloittes.....:rotfl::rotfl:

Have you heard anything more on yours yet hun? Xxx;)

guess theyve had spelling lessons off me then :rotfl::rotfl::rotfl: no i havent heard anything about mine hun not expecting to ive give up now i think suppose i will here one day :eek::eek: ive just realised its nearly 2 yrs since i started with this it was end of november 2007 original letter was sent to picture can you beleive that :eek::eek:

di3004

NEWTONCHANG wrote: »

guess theyve had spelling lessons off me then :rotfl::rotfl::rotfl: no i havent heard anything about mine hun not expecting to ive give up now i think suppose i will here one day :eek::eek: ive just realised its nearly 2 yrs since i started with this it was end of november 2007 original letter was sent to picture can you beleive that :eek::eek:

lol :rotfl::rotfl::rotfl:.
I have just scanned and emailed the letter from C&G as attachment to deloittes, or should i say delights? lmao :rotfl:, they will open this possibly on Monday.
Blimey 2 years.........:eek:that stinks !!!:mad:

busbyh

pengi wrote: »

It is all so confusing!!! The only thing keeping me going is the hope that they would not go to all the trouble to get the info if they were going to decline it????
Has anyone else heard of anyone else who was declined apart from Honeys friend?:A
How you feelin Di?

Hi pengi
Honey's friend is the only one I know of. I'm sure they would not go to all this trouble if they were to decline. We were told this by deloitte, they wouldn't request this extra info if we didn't have a strong case.

di3004

busbyh wrote: »

Hi pengi
Honey's friend is the only one I know of. I'm sure they would not go to all this trouble if they were to decline. We were told this by deloitte, they wouldn't request this extra info if we didn't have a strong case.

Hi agree with you busbyh.;)

I still don't understand though why deloittes require my remortgage details if TWOPART were nothing to do with it, as the remortgage did not include the Twopart pay off, only the loan advance with nemo......strange that....... despite forever letting them know this.

Just imagine how may weeks have been wasted as they received the Nemo info ages ago, and I take it - its only Nemo's they would need to see the calculations.

busbyh

di3004 wrote: »

Hi agree with you busbyh.;)

I still don't understand though why deloittes require my remortgage details if TWOPART were nothing to do with it, as the remortgage did not include the Twopart pay off, only the loan advance with nemo......strange that....... despite forever letting them know this.

Just imagine how may weeks have been wasted as they received the Nemo info ages ago, and I take it - its only Nemo's they would need to see the calculations.

Oh, I just don't know anymore di, I give up even trying to work out how they do things - or not- as the case may be:mad:

Ican see why maybe ours is a bit more complicated as over the last year since we remortgaged our interest rate has been variable. But if yours and pengi is fixed, it cannot be that difficult to work out. They are supposed to be the financial experts here:rolleyes:

di3004

busbyh wrote: »

Oh, I just don't know anymore di, I give up even trying to work out how they do things - or not- as the case may be:mad:

Ican see why maybe ours is a bit more complicated as over the last year since we remortgaged our interest rate has been variable. But if yours and pengi is fixed, it cannot be that difficult to work out. They are supposed to be the financial experts here:rolleyes:

Yeah I know its very frustrating isn' it?:mad:

I just hope now after all these weeks they have not wasted time on just waiting for C&G docs, when they may not have required them in the first place.

That's right they are supposed to be the experts here, its all one big mess isn't it?
I feel for you too, it not nice is it being told at first they are dealing with it, then sent back to the FSCS then being told weeks later they are still waiting for details, its a big !!!! up!!