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Companies in Default/FSCS Claims - Picture, London Scottish, Twopart

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    Hi all

    Hubby made me one of his Chinese Curry's, we are a little late eating though, as its been such an hectic day:eek:.........:p, will be back some time later I expect to catch up.:D;)Xxx
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    busbyh wrote: »
    You'r quite right dialysis. I have checked hony's posts and cn't find anything, maybe it was mammamia, i will do some more checks:confused:
    I thought it was honey2 too?? I remember she said that they had told her if there was anything else to get back???
  • marshallka
    marshallka Posts: 14,585 Forumite
    Honey2 did have this on the bottom of her letter

    FSCS is making payment to you based on the information provided to us. Please note if you bank the cheque you are accepting payment in full and final settlement of your claim for compensation from FSCS and in discharge of FSCS's obligation to you. You will also transfer to SCS your rights against the firm and third parties.
  • pinknico
    pinknico Posts: 3,261 Forumite
    My top up was in October 2007 so I will approach the FOS once the PPI side is dealt with. Picture/Target even have an address to write to if there is problems with the loans.
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
  • dialysis
    dialysis Posts: 1,778 Forumite
    My loan was taken out in March 2007 so it looks like the fos cant help I will look into this futher an see what we can do
  • dialysis
    dialysis Posts: 1,778 Forumite
    marshallka wrote: »
    If you are wanting to know if you can take a complaint to the FSCS about the loan itself then this would come under a "consumer credit complaint" and FOS did not have jurisdiction over these matters for companies such as Picture (that were only under the FSA since Jan 2005) until April 2007 and only for loans taken out since April 2007.


    Our remit over businesses with a standard consumer credit licence only covers complaints about things that happened after 5 April 2007. Quite a large proportion of the enquiries we received at first concerned events that took place before that date, so they were not matters that we could help with. That is less of a problem now, and we expect numbers to build steadily as we go forward.

    I don't know if the FSCS do the same? Maybe best to ask if they can accept these type complaints???
    marshallka any ideas hun on where we go for help on this I am willing to go legal if needs be:D
  • busbyh
    busbyh Posts: 2,342 Forumite
    marshallka wrote: »
    I thought it was honey2 too?? I remember she said that they had told her if there was anything else to get back???

    I've checked right through and cannot find it marshallka:confused:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    marshallka wrote: »
    Honey2 did have this on the bottom of her letter

    FSCS is making payment to you based on the information provided to us. Please note if you bank the cheque you are accepting payment in full and final settlement of your claim for compensation from FSCS and in discharge of FSCS's obligation to you. You will also transfer to SCS your rights against the firm and third parties.
    ,

    I have been looking for this also. So if we transfer any rights against the firm is this saying we can make no further claim on Picture:confused:
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • busbyh
    busbyh Posts: 2,342 Forumite
    dialysis wrote: »
    My loan was taken out in March 2007 so it looks like the fos cant help I will look into this futher an see what we can do


    Ours was 2006
    dialysis,mammamia,honey.beaniebabe,saltyfish,funky,Gumbi,Lian,doogle,oldwulf,pinknico,Halpin,alyson,Barloo,jadone,demir,netabc,chickpee,dannyboy,tomgaskel,Lozza001,sandzb,di,marshallka,pengi,lynnie,busbyh,moggy,Kim66,honestbob,tobione,itdonk,arrongborne,thunders,newtonchang,mbones,showergirl, coffeetower,hayston,sappy,dolallytap,AuntieDeedee
  • marshallka
    marshallka Posts: 14,585 Forumite
    busbyh wrote: »
    ,

    I have been looking for this also. So if we transfer any rights against the firm is this saying we can make no further claim on Picture:confused:
    Correct.:rolleyes: Its full and final against the firm as i read..
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