Its all gone very wrong... but I WILL beat this debt!!!

SarahNeedle1872

Ok, so 1st Jan '10 :eek: How scary is that!? Doesn't seem long ago we were celebrating the millenium and talking about the Y2K bug!:rotfl:

So the debt has gone up massively since this time last year, thanks to having to buy another car and not having a lot of will power! As of Jan 1st the debt stands at £10,800.24 on the CCs and £8010.94 for the loan, a total of £18,811.18:mad: And at the beginning of last year it was just over £5k - !!!!!! went wrong there?!:o:eek:

Still, moving on! I have made two New Years Resolutions.... one is to stop nagging OH all the time. He says that I'm always nagging him to do things, and that makes him want to do them even less (erm, how old are you!?!) so I've told him I'm gonna stop nagging him and he can sort his own sheeite out. If I'm honest I think I know how this is going to turn out!
He did say to me last night that he has loved the last four years with me, but wasn't overly impressed with my response of 'well lets see if you can make it to five. You need to sort your sheeite out!' He has said that he wants a new job, on days, so he can spend more time with us as a family. That would be brilliant... although I told him to make sure that he doesn't lose the job he has already! Only time will tell what happens with that!

The second is to be more productive with my time, instead of sitting on the computer all day! I need to do exercise, and start redecorating the house (no point getting OH to try and help!) as well as keep on top of the laundry (and stop having to rely on the expensive TD to get stuff dry!)

Got a few bits to buy at the supermarket today, might go to Tesco as have a £5 voucher, and don't intend to spend too much, plus I'm not sure I can be fussed to see work people (I'm on day 2 of 4 off )

Right, must go and sort my lazy self out!

Sx

beanielou

Heres to 2010 then for you all

lilmissmup

Hope you get the debts lowered this year and OH starts to sort himself out hun.

Happy New Year xxx

Seaxwyn

Happy new year Sarah!!

Snap to the new year's resolutions - I too have decided not to nag my OH or get angry about his failings but just get on with doing what I need and want to do myself regardless. My OH is just like yours in so many ways (although he is about three times his age) - missing appointments etc. So frustrating!

I hope we both have better years and at least spare ourselves the stress of being annoyed all the time.

hypno06

Seaxwyn wrote: »

I hope we both have better years and at least spare ourselves the stress of being annoyed all the time.

Ooh, add me in to this little club please!!

postingalwaysposting

Happy new year Sarah...

So sorry about the fall out with OH. However its nothing new really after following you for a few years :rolleyes: I hope heh new resolutions will help build your relationship back up. I like the fact that he wants a better job so you can spend your days more as a family, that makes sence. Would it conflict with child care though?

Regarding the debt it is more but some things couldnt be avoided. The new car being one of those. I am sure with a better year this year you will make a huge dent in that. We will be here supporting you even if OH can't/won't :rolleyes:

Take care Sarah and I hope 2010 is all you wish it to be :A

SarahNeedle1872

Seaxwyn wrote: »

Happy new year Sarah!!

Snap to the new year's resolutions - I too have decided not to nag my OH or get angry about his failings but just get on with doing what I need and want to do myself regardless. My OH is just like yours in so many ways (although he is about three times his age) - missing appointments etc. So frustrating!

I hope we both have better years and at least spare ourselves the stress of being annoyed all the time.

hypno06 wrote: »

Ooh, add me in to this little club please!!

Looks like we've had our stress LBMs... coupled with some 'me' time and a little organisation, which seem to feature for all three of us, we are going to have a good year/decade :grouphug:

Sx

Lula-Hula

Hi sweetie,

just popping in to say that I really hope that 2010 is a much better year for you.

You deserve it :A

SarahNeedle1872

postingalwaysposting wrote: »

Happy new year Sarah...

So sorry about the fall out with OH. However its nothing new really after following you for a few years :rolleyes: I hope heh new resolutions will help build your relationship back up. I like the fact that he wants a better job so you can spend your days more as a family, that makes sence. Would it conflict with child care though?

Regarding the debt it is more but some things couldnt be avoided. The new car being one of those. I am sure with a better year this year you will make a huge dent in that. We will be here supporting you even if OH can't/won't :rolleyes:

Take care Sarah and I hope 2010 is all you wish it to be :A

Thanks PaP, that means a lot to me.... Not posting for ages has made me forget how helpful and supportive everyone is here, and even just typing my 're-entry' post, I felt a huge weight lifted off my shoulders! I even shed a little tear of relief - weird huh?! I'm very lucky that I have a best friend who I vent to sometimes, and her to me, but the anonomity here means that I would probably say a lot more than I would out loud

:kisses3:

Sx

Eager_Elephant

Hi

Found your thread from PAD, just quickly read it all - I think we might be married to the same person!!!!

My DH has depression which at times is very severe, he tends to go in 2 yearly phases. During the severe stage he will stay in bed all day and previously was signed off for approx 6 months. He has a huge dose of medication which the doctor is trying to reduce.

DH loves to spend and also wants people to think good of him, so he has to keep all his credit cards in his wallet in case people see. Has to buy new things all the time and must have new clothes for work so people see him!!

He is also 30 and loves ebay, a few years ago he was buying loads of things and hiding his credit card statement - I had to give him an ultimatum either to stop buying on ebay or he has to leave. He chose to stay but then months later set up another ebay account and started buying, hence the now seperate accounts!!

He is getting better and recently when he accidentally? won something he told me that night in bed (I already knew because I saw it on his emails). This was a huge improvement as normally he would deny everything even when the item turned up.

Have subscribed to your thread and hope that you will update regularly. I have started a diary and will be updating every day (I hope!!)

Good Luck with reducing the debt!

EE