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Comments

  • kev1111
    kev1111 Posts: 106 Forumite
    Are my reasons above just able for me to put a claim in
    LLoyds TSB LOAN - Currently Stage 1
    LLoyds TSB CC - Currently Stage 1
    A&L Loan - Offer sent- accepted- awaiting feeback
    Capital One CC - Currently Refund £45.15 :p
    Halifax CC - Currently Stage 1
    AA Loan - Currently Stage 1
  • kev1111
    kev1111 Posts: 106 Forumite
    anyone?

    new to all this so a little nervous lol:confused:
    LLoyds TSB LOAN - Currently Stage 1
    LLoyds TSB CC - Currently Stage 1
    A&L Loan - Offer sent- accepted- awaiting feeback
    Capital One CC - Currently Refund £45.15 :p
    Halifax CC - Currently Stage 1
    AA Loan - Currently Stage 1
  • maxdp
    maxdp Posts: 3,873 Forumite
    kev1111 wrote: »
    anyone?

    new to all this so a little nervous lol:confused:

    Hi Kev.

    Do not be nervous. You know what happened in that meeting and if they advised you to take the PPI so that you would get the loan then you have a good case. So go for it. People on here can guide you through it if you decide to go with it.

    If you can get it sorted through the lender then that is quicker. If it goes to the Ombudsman it can take up to 18 months. What do you think is the best way forward for you?
    :mad:
  • marshallka
    marshallka Posts: 14,585 Forumite
    edited 16 July 2009 at 5:42PM
    kev1111 wrote: »
    anyone?

    new to all this so a little nervous lol:confused:
    You have to decide your own reasons Kev but there are lots on the PPI reclaiming guide. I would add as many that are applicable to your case. Don't be nervous though. They can only say "no" but lots have had redresses without going to FOS and yours could be one of them. Just keep posting on here when you hear anything or if you have more questions. There are lots of good "guiders" here and people that have been in the same positions too.

    PS, A & L were only fined for telephone sales made from January 2005 to December 2007.
  • kev1111
    kev1111 Posts: 106 Forumite
    Thanks guys

    Letters are on the post (recorded delivery) to AA, LLoyds and A&L, fingers crossed I get some back through the easy route
    LLoyds TSB LOAN - Currently Stage 1
    LLoyds TSB CC - Currently Stage 1
    A&L Loan - Offer sent- accepted- awaiting feeback
    Capital One CC - Currently Refund £45.15 :p
    Halifax CC - Currently Stage 1
    AA Loan - Currently Stage 1
  • di3004
    di3004 Posts: 42,579 Forumite
    kev1111 wrote: »
    Thanks guys

    Letters are on the post (recorded delivery) to AA, LLoyds and A&L, fingers crossed I get some back through the easy route

    Good luck Kev.
    Keep on at them and if they do not resolve in your favour, you always have the financial ombudsman service (FOS) later on, hopefully though they will be resolved direct - fingers crossed.;)
    The one and only "Dizzy Di" :D
  • kev1111
    kev1111 Posts: 106 Forumite
    i hope so

    from the amount above to i look like i could be getting a lot?
    LLoyds TSB LOAN - Currently Stage 1
    LLoyds TSB CC - Currently Stage 1
    A&L Loan - Offer sent- accepted- awaiting feeback
    Capital One CC - Currently Refund £45.15 :p
    Halifax CC - Currently Stage 1
    AA Loan - Currently Stage 1
  • di3004
    di3004 Posts: 42,579 Forumite
    kev1111 wrote: »
    i hope so

    from the amount above to i look like i could be getting a lot?

    You should be okay.

    And with the interest on top as well, wow it will be a lot more.:T;)
    The one and only "Dizzy Di" :D
  • maxdp
    maxdp Posts: 3,873 Forumite
    kev1111 wrote: »
    Thanks guys

    Letters are on the post (recorded delivery) to AA, LLoyds and A&L, fingers crossed I get some back through the easy route
    Kev do not be nervous. Go for it. Let us know how you get on.
    :mad:
  • kev1111
    kev1111 Posts: 106 Forumite
    Does it make much difference if i settle the loans earlier then the 5 year term for example?
    LLoyds TSB LOAN - Currently Stage 1
    LLoyds TSB CC - Currently Stage 1
    A&L Loan - Offer sent- accepted- awaiting feeback
    Capital One CC - Currently Refund £45.15 :p
    Halifax CC - Currently Stage 1
    AA Loan - Currently Stage 1
This discussion has been closed.
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