Could this be worth chasing **more good news!**

kev1111

Are my reasons above just able for me to put a claim in

kev1111

anyone?

new to all this so a little nervous lol

maxdp

kev1111 wrote: »

anyone?

new to all this so a little nervous lol

Hi Kev.

Do not be nervous. You know what happened in that meeting and if they advised you to take the PPI so that you would get the loan then you have a good case. So go for it. People on here can guide you through it if you decide to go with it.

If you can get it sorted through the lender then that is quicker. If it goes to the Ombudsman it can take up to 18 months. What do you think is the best way forward for you?

marshallka

kev1111 wrote: »

anyone?

new to all this so a little nervous lol

You have to decide your own reasons Kev but there are lots on the PPI reclaiming guide. I would add as many that are applicable to your case. Don't be nervous though. They can only say "no" but lots have had redresses without going to FOS and yours could be one of them. Just keep posting on here when you hear anything or if you have more questions. There are lots of good "guiders" here and people that have been in the same positions too.

PS, A & L were only fined for telephone sales made from January 2005 to December 2007.

kev1111

Thanks guys

Letters are on the post (recorded delivery) to AA, LLoyds and A&L, fingers crossed I get some back through the easy route

di3004

kev1111 wrote: »

Thanks guys

Letters are on the post (recorded delivery) to AA, LLoyds and A&L, fingers crossed I get some back through the easy route

Good luck Kev.
Keep on at them and if they do not resolve in your favour, you always have the financial ombudsman service (FOS) later on, hopefully though they will be resolved direct - fingers crossed.;)

kev1111

i hope so

from the amount above to i look like i could be getting a lot?

di3004

kev1111 wrote: »

i hope so

from the amount above to i look like i could be getting a lot?

You should be okay.

And with the interest on top as well, wow it will be a lot more.:T;)

maxdp

kev1111 wrote: »

Thanks guys

Letters are on the post (recorded delivery) to AA, LLoyds and A&L, fingers crossed I get some back through the easy route

Kev do not be nervous. Go for it. Let us know how you get on.

kev1111

Does it make much difference if i settle the loans earlier then the 5 year term for example?